Apple?s Well-Fortified Supply Chain Can Handle The Sharp Scare
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The world's richest woman, mining magnate Gina Rinehart, has sparked a political storm by saying that Australian workers should take a wage cut to be more competitive with African workers on $2 a day.
In a rare public appearance, Gina Rinehart said in a video posted on the website of the Sydney Mining Club that Australians should not be complacent about mining investment when African workers were willing to work for $2 a day.
"Business as usual will not do. Not when west African competitors can offer our biggest customers an average capital cost for a tonne of iron ore that is 100 dollars under the price offered by the merging producer in the Pilbara.
"Furthermore, Africans want to work and its workers are willing to work for less than $2 per day," said Ms Rinehart, who was worth an estimated $18 billion in February according to Forbes.
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Bobby Valentine has been on the hot seat as Boston Red Sox manager for much of the season, but matters got a whole lot worse on Wednesday.
Valentine blew up during a radio interview on WEEI in Boston after host Glenn Ordway insinuated that he may have "checked out" for the season.
It ruffled Valentine's feathers so much that he had this to say to the host:
“What an embarrassing thing to say. If I were there right now, I’d punch you right in the mouth. Ha, ha. How’s that sound? Is that like I checked out? What an embarrassing thing. Why would someone even, that's something that a comic strip person would write.”
If Valentine's job security wasn't in question before (which it was), then one must certainly believe that this tirade does not help matters. The Red Sox are 3-7 since trading the trio of Adrian Gonzalez, Carl Crawford, and Josh Beckett to the Los Angeles Dodgers on August 25 and 11 games under .500 on the season.
For the entirety of Bobby Valentine's interview on WEEI, click here.
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Imagine if Comcast made an honest-to-goodness, easily explained error and accidentally sent credited your account to the tune of more than $6,000. Now imagine how they would respond if you refused to return the funds, but told Comcast it could just slowly chip away at the money until the account was zeroed out again. We [...]moorcroft debt recovery negotiating credit card debt non profit debt help non profit debt management
Most of us would like to be millionaires (except those of us who are billionaires, I suppose), but times have changed, and so has what a million dollars can do.That hasn't escaped the notice of rich Americans. Imagine people with a net worth (excluding their primary home) of between $1 million and $5 million. Most of us would probably think of them as rich. Indeed, as of 2010, the median net worth of an American family was just $77,300, and that includes the value of their home equity. Having a net worth of a million dollars puts you in the top 7% of Americans.
But according to a recent Spectrem Group study, when those with a net worth of $1 million to $5 million were asked to rate how rich they are on a 100-point scale, with 100 being the richest, they put themselves at about 60, on average. It makes sense that they wouldn't put themselves too close to 100 -- after all, there are plenty of folks with hundreds of millions or billions of dollars. But a rating of 60 suggests that they see themselves as relatively close to being only half-rich.
The Incredible Shrinking Million
It might be a matter of thinking that having a few million dollars doesn't enable you to do all you'd like to do. After all, the median sale price of a single-family home in some regions will take up the better part of a million dollars, without even considering taxes, furnishings, insurance, or upkeep. In the San Jose metropolitan area, for example, the median sale price in 2011 was $570,000. In communities surrounding New York City, it approached or topped $400,000. Sending a kid to college today costs an average of $15,100 per year at a public school, or $32,900 per year at a private school. That means many people are paying more than $130,000 for a college education.
Many of us are used to thinking of having a million dollars as a perfect financial goal -- as an ideal condition that would meet all our needs and more. But the sad truth is that a million dollars today doesn't go as far as it did when we were young.
The Bureau of Labor Statistics' handy inflation calculator shows how the buying power of a buck shrinks over time. Here's how much money you'd need today to match the buying power of a million dollars from decades past:
$1 million in 2002 = $1.3 million in today's dollars
$1 million in 1992 = $1.6 million in today's dollars
$1 million in 1982 = $2.4 million in today's dollars
$1 million in 1972 = $5.5 million in today's dollars
$1 million in 1962 = $7.6 million in today's dollars
$1 million in 1952 = $8.6 million in today's dollars
$1 million in 1942 = $14.1 million in today's dollars
$1 million in 1932 = $16.7 million in today's dollars
$1 million in 1922 = $13.6 million in today's dollars
$1 million in 1913 = $23.1 million in today's dollars
In other words, having $1 million 50 years ago like having $7.6 million today. And $1 million today is only worth about what $132,000 was in 1962.
And what about the buying power of your money in the future? If you expect to retire in 20 years, and inflation holds to its historical annual average of about 3%, $1 million in 2032 will have the buying power of just $540,000 in today's dollars. You'll need $1.8 million in 2032 to have the buying power of $1 million today.
Crunching the Retirement Numbers
Many of us yearn to hit that million-dollar mark so that we'll have some security come retirement time. And here's a bit of good news for some people: If you manage to accumulate $1 million by retirement, it might be enough.
According to many retirement experts, if you don't want to run out of money before you run out of time, you should aim to withdraw about 4% of your nest egg in your first year of retirement, and then adjust for inflation after that. So with a nest egg of $1 million, you'd take out $40,000 the first year. That's not a fortune, but it's not nothing, either. It's about $3,333 per month.
Of course, odds are that it doesn't look like you'll have a million smackers when you retire, right? Don't start hyperventilating. All is not lost. Here's why:
A million dollars might not make a person "rich" anymore, but it can provide a livable retirement -- and so can even smaller sums, if need be.
Longtime Motley Fool contributor Selena Maranjian, whom you can follow on Twitter, holds no position in any company mentioned. Click here to see her holdings and a short bio.
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You know how hot your laptop can get when you use it for hours? Imagine how hot servers—the high-powered computers that run websites and apps—must get.
Now imagine a whole building full of servers running at full tilt—and grab some ice water.
Keeping data centers cool is a major engineering problem, not to mention an ecological one. Intel is working on a new approach: submerging them in oil.
Intel just concluded a year-long test of the tech with immersion-equipment company Green Revolution Cooling. It has declared that its chips are ready for the dunked-in-oil technique, reports Rich Miller at Data Center Knowledge.
Today, data centers use air cooling. This means things like building bigger buildings, so servers can be spread out, plus limiting the number of servers in each building.
If liquid cooling works—as Intel's tests show it does—this means that existing buildings can house more computers and each one can run more workloads.
Plus, submerged computers may be more powerful because faster CPUs usually require more power which produces more heat.
The liquid involved is mineral oil which reduces heat like water, but doesn't conduct electricity.
Submerged desktop PCs have actually been around for years. Below we've posted a video that shows one being built in 2007. And some old-school supercomputers used liquid refrigerants. But submerged high-performance computers running in a data center are new and could be a fantastic alternative as the world moves to cloud computing.
Cloud computing is where applications are run in a data center and accessed from a PC, mobile phone or tablet. The cloud requires lots of servers in lots of data centers. This could be a great new way to cool them.
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Source: http://www.forbes.com/sites/greatspeculations/2012/09/04/the-trend-is-your-friend-if-youre-bullish/
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