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Source: http://www.legaldebthelponline.com/2012/07/06/2-considerations-to-help-diet-and-lifestyle/

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Cell Phone Carriers Responded To 1.3 Million Requests For Subscriber Info From Law Enforcement Last Year

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Source: http://consumerist.com/2012/07/cell-phone-carriers-responded-to-1-3-million-requests-for-subscriber-info-from-law-enforcement-last-year.html

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It Takes A Lot Of Road Trips To Rack Up Almost 3 Million Miles In A Single Volvo

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Source: http://consumerist.com/2012/07/man-close-to-racking-up-3-million-miles-on-his-46-year-old-volvos-odometer.html

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The State Of The Global Economy In 2 Huge Slides (AA)

Demand for aluminum is extremely sensitive to global real GDP.

Aluminum giant Alcoa just announced earnings that beat expectations.  And management reiterated its expectation for 7 percent global demand growth for 2012.

The following two slides come from Alcoa's earnings presentation.  The first looks at demand growth from industrial end markets.  The second looks at demand growth based on regional end markets.

As you can see, 7 percent global demand growth is good, but it's not as good as the 10 percent growth we saw in 2011.

global aluminum demand

global aluminum demand

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Source: http://www.legaldebthelponline.com/2012/07/06/consolidation-property-finance-loan-along-with-debt-consolidation-loan/

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Brides Say 'Yes' to Selling Their Dress ... Before the Wedding!

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Rosemary and Tony OliveroRosemary Olivero tied the knot in Boston last summer.

The 32-year-old pediatrician, who recently moved to Grand Rapids, Mich., walked down the aisle in a Vera Wang dress that set her back $6,700.

But Olivero managed to recoup more than half of the gown's cost pretty quickly. She sold it for $3,500 on PreOwnedWeddingDresses.com -- two months before the wedding.

"I decided to pre-sell because I followed my heart -- but not my budget -- in choosing my dress," she tells DailyFinance.

"I liked the idea of a presale over selling after the wedding so that I could find the right buyer ahead of time, and I wouldn't have to stress about finding a buyer after the wedding."

She's not alone. A growing number of brides are selling their wedding gowns before ever saying, "I do."

The recession gave a lift to sites that sell used bridal gowns. Companies like PreOwnedWeddingDresses.com, Encorebridal.com and SmartBrideBoutique.com all found their business thriving as tough economic times moved couples to work harder to trim the cost of their big day.

But the latest expression of frugality finds the current crop of brides-to-be thinking like savvy merchants: They're looking to secure buyers for gowns not yet worn, even carefully choosing the hottest-selling bridal frocks to enhance their resale value, says Josie Daga, founder of PreOwnedWeddingDresses.com. The site, with about 10,000 dress listings, bills itself as the biggest player in the secondary wedding-dress online market.

Selling your wedding dress online was still a novel concept in 2004, when PreOwnedWeddingDresses.com debuted, Daga says.

But when the economy tanked in 2008, the business "just exploded," as the downturn "put a focus on frugality for everyone," she says.

And as the dress-resale concept gained wider acceptance, the date period between the wedding and the resale kept shrinking.

More brides "were getting the dress up for sale the moment [after] they wore it. Then I started to see a pre-sale."

Savvy Sellers

The desire to recover some of the value of the dress is the biggest factor motivating brides to pre-sell, experts say. Some are saying, "To afford it, I'm going to sell it," Daga says.

On PreOwnedWeddingDresses.com, which markets gowns that range from $100 to $58,000, brides typically get back 50% of the retail price of the dress.

And while the site draws all income groups, brides who pre-sell, like Olivero, tend to be slightly more affluent women with gowns hovering in the $5,000 range, Daga says.

Many brides looks to the presale to free up cash for the wedding budget or to fund the purchase of a status dress.

These pre-sale brides are "generally in love with the more well-known dresses, like Vera Wang's Gemma, which Hillary Duff wore to her wedding, and the Vera Wang Diana dress that Chelsea Clinton wore, which was a very hot pre-sale dress," she says. "They figure: 'This is a popular dress and I have a good chance of selling it.' "

That was Olivero's thinking. She knew her Vera Wang Diana dress "was pretty popular last year, and I thought selling it at a little more than half the retail price was fair," she says.

As more brides resell their gowns, dress preservations, in turn, are on the decline, dipping about 10% in the last two years, says Sally Conant, executive director of the Association of Wedding Gown Specialists. Her estimates are based on trends at 90 wedding dress cleaners across the country.

"The whole concept of being frugal about the wedding dress is very much in vogue now," Conant tells DailyFinance.

But changing attitudes are also nudging the resale trend. For a segment of today's modern women, the notion of the wedding dress as a cherished heirloom is waning.

"I don't think brides attach the same sentiment to the dress as our moms did," Daga says.

Likewise, the dress is no longer viewed as a keepsake that might one day get passed down to a daughter. Only about 6% of brides today consider wearing their mother's dress, Daga says. Nor do they expect their own daughter to don what will likely be an outdated frock decades later.

Olivero reasoned: "I felt that my dress was of a contemporary style, and it would be out of style for my future daughter's wedding."

Instead, more women want their once-worn dress to be enjoyed now. Daga often hears this refrain: "I love this dress. I want someone else to love it. I don't want to keep it in the closet" -- which is precisely how Olivero felt. "I wanted someone else to enjoy the dress," she says.

'Trashing the Dress'

One need look no further than the "trash the dress" trend for proof that the notion of wedding-dress-as-precious-keepsake is being ripped to shreds -- literally.

Some brides are opting for "trash the dress" wedding photos, a trend that turns the tradition of formal, posed shots on its head, and captures brides taking "outrageous pictures wearing their gown -- jumping into the pool, diving into the ocean, wandering through a barnyard -- not worrying about what happens to the dress," Conant says.

An informal Facebook poll by DailyFinance on bridal site The Knot turned up several women opting for a wedding album filled with trash the dress, or "rock the frock," shots.

"I'd like to sell it, because no one is going to wear it in 20 years!" said one woman. "But I am trashing my dress for some amazing pictures, so we will see once I get out of the snow and river with it."

Yet surprisingly, the poll also revealed that old-fashioned sentimentality surrounding the dress is alive and well.

DailyFinance asked The Knot's Facebook fans: "Would you consider pre-selling your dress before the wedding in order to have extra funds for the big day?"

Most of the 72 respondents opposed pre-sales, or indeed, selling the wedding dress at all -- some vehemently so -- which was reflected in the many "nos!" and "nevers!" posted in response -- as well as one "not in a million years!"

Said one woman: "My dress was made just for me, and I'll never part with it -- except maybe when my future daughter decides to get hitched."



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Source: http://www.dailyfinance.com/2012/07/09/brides-presell-wedding-dress/

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This Rumored Dwight Howard Trade Looks Insanely Complicated

Dwight Howard

Dwight Howard might end up in Brooklyn, but it's not going to be easy.

The most recent incarnation of the blockbuster trade involves 14 players, three or four teams, and multiple draft picks, according to Adrian Wojnarowski of Yahoo! Sports.

That's enormous.

If it went through, it'd be one of the more complicated deals in NBA history.

For comparison's sake, the Deron Williams trade from Utah to New Jersey involved six players, three teams, and three picks.

The massive Knicks-Nuggets trade for Carmelo Anthony — which paved the way for Dwight forcing his way to Brooklyn — included 11 players, three teams, and three picks.

So why is this so complex?

  • Cap room. The Nets don't have any. It's bad enough that Brooklyn has to absorb Dwight's deal, but the Magic want to offload Hedo Turkoglu's terrible contract in any Dwight trade as well. In either scenario, the Magic would need to get creative with sign-and-trades to make the salary situation work.
  • The Nets' lack of assets. The Nets traded all their prospects and picks to the Jazz in the Deron Williams trade, and spent the last two years clearing their books so they could sign Dwight. As a result, they have no picks or players that the Magic want. The Nets are now desperately trying to execute multiple trades at once to amass first-round picks to send to Orlando.
  • Dwight Howard isn't budging. Dwight is basically making these two teams make something out of nothing. Over and over again, he has vowed to only sign a contract extension with Brooklyn. He's leaving these two teams — which, on paper, are completely incompatible as trade partners – no choice. That's the biggest reason why it's so complicated.

Because of the sheer number of moving parts, this deal is highly combustible.

But if it goes through, it'll show that stars still rule the NBA, and they can force their way anywhere they want as long as they are stubborn and disruptive enough.

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Hope No One Minds If I Just Plunk Down 62,000 Pennies To Pay Off This Mortgage

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Source: http://consumerist.com/2012/07/hope-no-one-minds-if-i-just-plunk-down-62000-pennies-to-pay-off-this-mortgage.html

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Source: http://www.legaldebthelponline.com/2012/07/05/indigenous-help-with-your-debt-interesting-awareness-starting-point-for-debt-consolidation-loan-consumer-credit-rating/

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Andy Murray Cried After His Championship Loss At Wimbledon

Andy Murray would have been the first Brit to win the Wimbledon championship since 1936. However, he fell valiantly in four sets to Roger Federer today.

Murray already made history by making it to the finals—it was the first time in 74 years for a British player to make it that far

Naturally, it was tough for Murray as he fought hard to fight back the tears during the interview following his loss. He even made his girlfriend cry.

Watch the complete interview below:

SEE ALSO: The 16 US Women everyone will be talking about at the Olympics >

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