An Expert Reveals The One Color You Should Wear To Your Next Interview


Kenny Frimpong

If you're planning on meeting a new client or someone equally as important, red is the best color to wear when trying to persuade or impress someone in the workplace. 

The color makes others view you as someone who's "focused, committed and trustworthy," Kenny Frimpong, brand marketing & development manager at Eredi Pisano, told us yesterday at the Small Business Summit 2012 in Manhattan.

"We've been in business for about 15 years and we encourage most of our clients to wear red."

Eredi Pisano is a high-end Italian clothing store for professionals with customized suits ranging from $1,500 to $8,000. 

Frimpong says that the way you present yourself in the workplace matters more today than it did in the past — mainly because there's more competition and highly qualified people who are after the same clients and job as you.

To appear "highly disciplined," he suggests wearing a blue or red tie alongside a blue, navy or gray suit since these are all "serious" colors. 

"If you look at politicians, they always wear red and blue," Frimpong says. "They don't wear yellow. You only  wear these loud, happy colors when you go to more informal settings."

These louder colors — yellow, purple and orange — work well for happy hour gatherings or in-house meetings, because they're fun and attract attention, but they don't necessarily elicit feelings of trust or commitment.

NOW READ: How colors affect the way women are looked at in the workplace> 

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Source: http://feedproxy.google.com/~r/businessinsider/~3/tesJY1GxdBo/an-expert-reveals-the-one-color-you-should-wear-to-when-trying-to-impress-an-interviewer-or-important-client-2012-3

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Swimming pool is vital Credit ratings loan consolidation

It’s really a typical ceredat crd. system for college students to obtain personal loans to build throughout faculty. Certain enrollees include government personal loans, individual personal loans, as well as charge cards debt solution personal loans, to build throughout institution. Having said that, how would you remember fondly the numerous pay-off beginning and ending dates [...]

Source: http://www.legaldebthelponline.com/2012/03/06/swimming-pool-is-vital-credit-ratings-loan-consolidation/

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Have Bad Credit? Start Using These Strategies To Raise It

A bad credit rating can affect everything from your ability to get a car loan to your ability to get a job. There are many factors other than defaulting on loan payments that can negatively affect your credit score. The following suggestions can help you learn what actions to take and what actions to avoid, [...]

Source: http://www.legaldebthelponline.com/2012/03/05/have-bad-credit-start-using-these-strategies-to-raise-it/

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Facebook Slicing Up Pie For A Bigger Party

Looks like a win-win for everyone involved, as banks who won?t be making much directly from the IPO can be content with the multi-billion dollar loan Facebook would potentially draw from them in the near future.

Source: http://www.forbes.com/sites/greatspeculations/2012/03/06/facebook-slicing-up-pie-for-a-bigger-party/

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UBS' George Magnus: What's Good For China Could Also Be Very Bad For China


communist china mao

Economic rebalancing was a crucial part of China's Twelfth Five Year Plan, approved in 2011.

But the world and China itself have known for a while that China's investment-centric economy was unsustainable and it needed a dramatic shift towards consumption driven growth. 

George Magnus, senior economic advisor for UBS sees a catch-22 for China. He thinks the radical reforms that they need could in fact bring about the very slowdown they're trying to avoid: 

"The economic problem for China’s new leaders is that radical reforms, which would divert the flow of financing, tax, subsidy and other benefits from state-owned enterprises and state-owned banks to private sector SMEs and households, could exacerbate the weakening investment trend and induce the very economic slowdown which they want to avoid. 

And the downswing in investment, with its attendant adverse consequences for employment and financial stability, is always more likely to precede the benefits that come from a structural strengthening of the household sector and businesses catering to it."

But Magnus thinks the biggest hurdle to China's reforms are its politics. He says these reforms are likely to divert power away from local governments including military authorities with commercial ties, and they are likely to resist such change. Those in power are going to want to cling to state capitalism, while those one the other end of the economic spectrum that see wealth inequality, will want to democratize the market.

Magnus doesn't expect a hard landing in 2012, and says in the medium term, more important than the hard/soft landing debate, are China's choices between state capitalism and market-oriented capitalism.

Don't Miss: Gary Shilling - This Is What Needs To Happen For China To Take Over The World >

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Retailers Fight Back Against Extreme Couponing Trend

--> Retailers Fight Back Against Extreme Couponing Trend Memo to extreme couponers: Some retailers, particularly supermarkets and drugstore chains, are mad as hell and they're not going to take it anymore. To save their bottom lines, they're setting limits on just how much all your cleverness can save you.

It's no secret that the worst economic downturn since the Great Depression has given rise to a new breed of shoppers who artfully and unabashedly combine store, manufacturer and digital coupons to shave serious money off their shopping bills, sometimes buying in bulk and wiping retailers' shelves clean, while squeezing the life out of profit margins.

The extreme couponing trend reflects "consumers looking for ways to save money any way they can, very much the way their grandparents did during the Great Depression," says Brian Hoyt head of communications for WhaleShark Media, the parent company of RetailMeNot.com, which bills itself as the biggest issuer of coupon codes in the U.S.

The techniques are most often deployed at supermarkets and drugstore chains because they offer the biggest variety of coupons -- from manufacturer and store coupons to point-driven loyalty programs, Hoyt tells DailyFinance. These stores are also natural targets for heavy coupon use because they stock staples like food and toilet paper -- non-negotiable purchases even in a down economy.

But some retailers are saying enough is enough, and are fighting back by adjusting their coupon policies.

"A growing number of retailers are creating new policies or are enforcing their existing coupon policies more stringently," Matthew Tilley, director of marketing for coupon processing firm Inmar, tells DailyFinance.

No Stacking, No Mass Buys

Supermarkets have led the coupon counterattack.

Kroger (KR), the largest U.S. grocery store chain, has said shoppers can no longer "stack" coupons, meaning that a digital coupon and a manufacturer paper coupon couldn't be combined to reduce the price of a single item.

"With the growing popularity of digital coupons, mobile apps and manufacturers producing coupons valued at more than 50 cents, we feel it's an ideal time to test out a new money saving program and discontinue double/triple," said the 2,458-unit supermarket chain in a press statement directed toward shoppers at its Houston-area stores.

Food Lion (DEG) also stopped allowing shoppers to stack coupons at some of its locations.

Meanwhile, drug chains are taking steps to ensure extreme couponers who buy big quantities of merchandise don't clear out their shelves.

Rite Aid (RAD) has specified that it "may accept up to four identical coupons for the same number of qualifying items as long as there is sufficient stock to satisfy other customers," according to a press statement.

And Walgreens (WAG) now asserts that "management reserves the right to limit quantity of items purchased," Tilley says.

The nation's biggest discounters are also adapting to the extreme couponing craze.

Target (TGT) has clarified that two buy-one-get-one-free coupons can't be combined to make both items free, Tilley says.

And Walmart (WMT), the world's biggest retailer, issued an updated policy last year "which states that only original copies of print-at-home coupons will be accepted in its stores," he says.

Risk of Alienating Bargain Hunters

The weak economic climate isn't the only thing propelling the coupon craze forward. In recent years, retailers themselves have fed its momentum, initiating large numbers of discount sales and coupon offers that helped encourage the growth of the trend.

So stores today walk the fine line of cracking down on heavy coupon usage while trying to keep luring in the bargain-hungry -- among them, many younger shoppers. Indeed, the savvy consumers who came of age during the Great Recession are adept at finding deals and mining promotional coupons online, Hoyt says. "This behavior is not going away," he notes. "The trend line continues to go up."

Also, coupon redemption often grants retailers repeat business, "which is [one of] the most important things to them," Hoyt says.

All of that means it won't be so easy for stores to push back on extreme couponers. But for the sake of their profit margins, they're going to try.


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Source: http://www.dailyfinance.com/2012/03/03/retailers-fight-back-against-extreme-couponing-trend/

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