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Here are some of the items that will help shape the week that lies ahead.
1. Yahoo's new employee orientation: After a few months of having its CFO serve as interim CEO, Yahoo (YHOO) finally has a new CEO.
Scott Thompson -- hired away as the head of eBay's (EBAY) PayPal -- begins his term as Yahoo!'s CEO Monday.
The market didn't exactly love the move, but it's not Thompson's fault. Speculators figured that Yahoo would be acquired soon or score the mother of all paydays by unloading its Asian assets. Bringing on a new CEO seems to indicate that Yahoo! has its sights set on staying a swinging single.
It won't be easy. Revenue growth has been sluggish at Yahoo in recent years, and Thompson doesn't exactly have a whole lot of experience in generating content-driven traffic or online advertising. However, it's not as if folks were beating down Yahoo!'s door to run the company given the way that its past few CEOs have fared.
Thompson starts with a clean slate, but he'd better work quickly.
2. Revving up for innovation: The North American International Auto Show kicks off this week. Press and industry reviews begin early this week, and the show opens its doors to the public Saturday.
There will be plenty of pressure on the car makers as they introduce new cars, show off new dashboard gadgetry, and see which ones can milk more fuel efficiency out of their vehicles without using batteries or engines that catch on fire. (No offense, Chevy Volt.)
A major point of interest will be how auto manufacturers continue to make their cars smarter by allowing them to take advantage of drivers with Bluetooth-enabled smartphones to surf the Web. We're already seeing cars that use smartphones for GPS navigation, stream Internet radio, and even give seamless access for purchasing movie tickets or making dinner reservations.
Technology will continue to be a big driver for drivers. There is also the issue of pent-up demand. Consumers have been reluctant to buy new cars in this iffy economy, but that should result in a major uptick in sales once things improve. Car makers will be jockeying for position to make sure that they are the ones rolling out the hot cars when the buyers storm the showrooms again.
3. If you build it, they may or may not come: It's been a rough few years for homebuilders, but pricing stability and low mortgage rates are helping bring out potential buyers again.
Lennar (LEN) reports its latest quarterly results Wednesday. Analysts see a profit of $0.17 a share out of the Southeastern developer. Yes, some homebuilders are no longer posting deep deficits. In fact, Lennar has a streak of six consecutive quarterly profits heading into this week's report.
Stability doesn't signal recovery. It remains to be seen when home prices will actually begin rising again after peaking five years ago. However, the shakeout of weaker players along the way has helped the homebuilders that are still around.
4. Big banking gets a big spanking: There isn't a lot of love out there for the major money center banks. Consumers view the "too big to fail" financial behemoths with disdain, laying varying degrees of blame for the financial collapse that rocked the economy a few years ago.
It's a rough crowd, but now JPMorgan Chase (JPM) is the opening act. A week ahead of most of its peers, JPMorgan Chase steps up with its quarterly numbers Friday. As a bellwether with interests in investment banking, traditional banking, and credit card issuing, JPMorgan Chase should provide a great glimpse into the state of the industry.
Analysts figure that JPMorgan Chase earned $0.93 a share in the fourth quarter, 17% below what it earned during 2010's final period.
5. Consumers unite: Tech fans and executives alike converge in Las Vegas this week for the annual Consumer Electronics Show.
The event begins Tuesday, giving gadget makers big and small the opportunity to wow journalists, bloggers, and early adopters at their booths and through scheduled presentations.
Will 2012 be the year of the cheap tablet or pricey ultrabook? What will the next generation of gaming consoles look like? Are we ready to give up on 3-+D TVs? How come all of the booth babes are chatting up the rich nerds?
If you see a flurry of consumer tech news, you'll know that whatever happened in Vegas didn't stay in Vegas.
Longtime Motley Fool contributor Rick Munarriz does not owns shares in any of the stocks in this article. The Motley Fool owns shares of JPMorgan Chase and Yahoo!. Motley Fool newsletter services have recommended buying shares of eBay and Yahoo!; and writing puts in eBay.
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Alcoa topped analyst expectations this afternoon when it reported revenue grew 6% year-on-year to nearly $6 billion. Although the company reported a net loss, the magnitude of the loss was in line with expectations.
More importantly, the aluminum giant gave 2012 guidance, which offers a unique perspective on the global economy.
"For 2012, we expect global aluminum demand to grow 7 percent and are forecasting a global deficit in primary aluminum supply," said Alcoa CEO Klaus Kleinfeld.
We went through their earnings presentation and pulled the seven slides that told us the most about the global economy.
See the rest of the story at Business Insider Please follow Money Game on Twitter and Facebook.
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Many companies have gotten rid of their pension plans and put the responsibility for saving for retirement entirely on employees' shoulders through 401(k) plans and related options. You'd think they would at least make understanding those plans easy for workers.
But instead, your bosses may be keeping you in the dark about the costs of your retirement plan -- and those secrets may stay under wraps for a lot longer than expected.
What's the Delay?
Earlier this month, the Labor Department said that it might once again push back an April 1 deadline for employers who offer retirement plans for their workers to tell employees about the fees those plans charge.
Apparently, the final versions of the rules have already suffered long delays. And since they are not even scheduled to be published until the end of this month, the government agency believes that plan providers need to have enough time to prepare before complying with the rules.
Finding the Fees in the Legalese
If you want to know how much you're paying badly enough, you can probably get most of what you need to know now -- if you're willing to jump through big hoops. You can find the numbers that you need to calculate what you're paying for your 401(k) or other retirement plan at work within the hefty prospectuses, plan documents, and other legalese-filled pages available.
But realistically, few workers have the expertise, time, or inclination to go that far out of their way to get price information that ought to be stated upfront. That's the purpose of the new rules: to get workers the information they need and have a right to as easily as possible.
Postponing the Big Reveal Once Again
Unfortunately, these rules have already been a long time coming. The soon-to-take effect rule is about 18 months old already, and was due to take effect last July, but the financial industry got it delayed until April. Now, financial providers want another full year to deal with whatever the final rules require.
Which begs the question: How can these providers know they need more time if they haven't even seen the final rules yet? If the rules are pretty much the same as the currently proposed rules, it should be easy to implement them quickly.
What may end up turning the tide is the fact that 2012 is an election year. At least some lawmakers will want to give workers something tangible before the election. Based on that, you might finally know how much you're paying for your retirement plan by the end of 2012.
Motley Fool contributor Dan Caplinger has his own retirement plan, so he can't blame anybody else for its costs. You can follow him on Twitter: @dancaplinger.
-->Source: http://www.dailyfinance.com/2012/01/07/the-secret-your-boss-is-keeping-about-your-retirement/
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