Debt Management Plan: A Closer Look

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The economy's condition has pushed people to a worse financial situation where their income is only enough or sometimes never enough to meet the daily cost of living. For this reason, it is important to have an understanding of a debt management plan.

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These 5 Aerial Weapons Could Change Warfare As We Know It


Here are the top five aerial weapons that one day could change the face of modern warfare. Relying on the most advanced technology in the world, these hyper-advanced projectiles may outmaneuver, outrun, and outmatch America’s foes around the globe, whenever the need arises.

1) The Mach-5 Cruise Missile

If a cruise-missile at supersonic speed is a full-throttle Ford Mustang, then a missile that hits Mach 5 is a Formula 1 racer going all out.

The problem is, that hypersonic Mach 5 pace — clocking in at five times the speed of sound– has yet to be reached by munitions. Until now.

The X-51 missile can hit hypersonic speed, and moves so fast that it doesn’t even need an explosive warhead. It’s kinetic energy will shred through targets.

Boeing has already tested the X-51, which last year flew at hypersonic speed for a few minutes after launching from a B-52 bomber. Though it fizzled early in the last test in June, there will be another trial in the months ahead.

2) “Super Decoy Drone”

The only defensive weapon that makes the list, this super decoy drone, called the Miniature Air Launched Decoy (MALD), is a distracting, annoying, weapons-jamming dynamo.

It‘s sort of like a flying JarJar Binks that soaks up all the enemies’ attention and firepower.

David Axe of Wired gives the specs and mission of the MALD as a:

“300-pound, jet-powered ‘bots cruise for up to 500 miles, more or less inviting enemy defenders to unload their guns and missiles at them. Meanwhile, Air Force and Navy planes carrying anti-radiation missiles sneak around to destroy the enemy air defenses as they’re busily killing the MALDs.”

The MALD’s mission is a space-a version of the adage “take one for the team.”

3) “Hyper Speed Bunker Buster”

Bad guys in Iran and North Korea are digging bunkers to hide their sensitive military sites like a horde of evil gophers.  This rocket-fueled bunker buster punches through the earth to obliterate anything underneath it.

The main draw here is the trade-off of size for speed. Instead of using huge, 2,000 lbs bombs that rely on weight and ordnance for the job, the hyper speed bunker busters use kinetic velocity. It’s all about sheer speed.

As Bill Murray says in Caddyshack, “Au revoir, gopher.” 

4) “Triple-Target Terminator Missile”

It cannot be stopped. It does not feel pity. And it will chase down anything.

That pretty much describes the Triple-Target Terminator, in development by Darpa and missile-maker Raytheon.  Meant as a “high-speed, long-range missile that can engage air, cruise-missile, and air-defense targets,” this projectile is the like the all-purpose utility player on a baseball team.

This one is a little far off from seeing action. It’s not easy to make a one size fits all ground, sea, air missile, but it would be cost effective, and already has a scary name.

5) “Pocket-Sized” Precision Nukes

The JDAM– or Joint Direct Attack Munition– has been roaring down from the sky to obliterate America’s enemies for years with symphony-like precision.

Now, defense scientists are looking to make the nuclear bombs as close to JDAM accurate as they can.

The B61, which has been America’s main nuclear gravity bomb for decades, is getting a GPS upgrade. A more accurate nuke means explosive power can be scaled back for the same effect.

Just the thought of getting a mini-nuke through a window might make the axis of evil countries play a little nicer with the world community.

For a full list with more game-changing aerial weapons of the future, check out this list compiled by the team over at Wired.

This post originally appeared on The Blaze.

 

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Source: http://feedproxy.google.com/~r/businessinsider/~3/sVWwXjFtLTk/these-5-aerial-weapons-could-change-warfare-as-we-know-it-2011-12

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Questions to Consider Before Applying for a Credit Card Program

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Before you start shopping for an affordable credit card program, we encourage you to read the rest of this article. In the succeeding paragraphs of this piece, we have enumerated three important questions that you need to ponder on before you decide to apply for and take out a certain line of credit.

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Bank of America Stock Should Run To $9 As Financials Recover

While much of the decline is indeed justified, we do not believe that the bank's troubles even combined with the European debt situation, warrant the current market price of $5.50.

Source: http://www.forbes.com/sites/greatspeculations/2011/12/02/bank-of-america-stock-should-run-to-9-as-financials-recover/

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Debt Management Plan: A Closer Look

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The economy's condition has pushed people to a worse financial situation where their income is only enough or sometimes never enough to meet the daily cost of living. For this reason, it is important to have an understanding of a debt management plan.

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Source: http://ezinearticles.com/6729953

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Loans from Credit card Banks

As opposite to just what used to happen several years ago, business loans are now available not only for business companies, but also for self employed people. In fact, this last group seems to take the most advantage from this kind of loan, as lenders are offering benefits to small growing organizations. First Time Home [...]

Source: http://www.legaldebthelponline.com/2011/12/02/loans-from-credit-card-banks/

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What Factoring Will Do For You

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Money is tight at the initial launch of a business. When customers are buying products and services on credit, your money is often locked up between the time you sell your products to your customer and time you receive payment (usually between 30 and 90 days). This is where an invoice factoring company can solve common cash flow problems.

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How To Get And Keep A Mentor


Everyone tells you to seek out mentors in your career, but how exactly do you do that? And how do you interact with a mentor when you get one? Never fear, we have some answers for you.

Pick the right mentor.

I talked to Dr. Belle Rose Ragins, Professor of Human Resource Management at the University of Wisconsin-Milwaukee and co-author of The Handbook of Mentoring at Work, who says an important first step is identifying someone who can be a good mentor for you. She points out that your mentor should be someone you respect and someone who's respected by others. However, the biggest star at your company or in your field may not be the best fit for you. What you really want is someone who will be concerned with your career and will have the time to invest in you and the patience to help you learn. Identifying people like this in your work life is the first step to forging a good mentoring relationship.

Remember that mentoring can take many forms.

Ragins also told me that "there are no mentoring police" — no one's going to force you to make a mentoring relationship look a certain way. That relationship certainly can take the form of an ongoing one-on-one connection, but you can also have what she calls "mentoring episodes" — briefer interactions where you still learn something valuable. She explains, "you don't have to be in a mentoring relationship to give or get mentoring." If you think of mentoring as something that can take a lot of different shapes, formal or informal, it can be a lot less intimidating to seek out a mentor.

Ask for advice.

Asking someone to be your mentor is tough. Ragins points out that you probably don't want to barge into someone's office and be all like, "excuse-me-will-you-be-my-mentor." Instead, if there's someone whose brain you really want to pick, or whom you'd like to develop a closer working relationship with, think of some specific things you want their advice on. Then ask them to get lunch or coffee with you to talk about them. I also talked to Lois Zachary, bestselling author of The Mentor's Guide, The Mentee's Guide, and Creating a Mentoring Culture, who has similar advice. She advocates that potential mentees figure out what their "learning goals" are before approaching potential mentors — that way, you'll have concrete things to talk about and a clear picture of how the mentor can help you.

Propose an idea.

Ragins offers another possible way to approach a mentor: propose a new project or idea, and see how they react to it. Not only is this a good way to initiate a closer working relationship with someone, and potentially solicit their guidance — it's also a way to evaluate what they'll be like as a mentor. If they tear down your idea or aren't receptive, they may not be a good fit for you. But if they offer suggestions for improvement or help build on what you've proposed, you may have yourself a winner. And you can use that interaction as a springboard for future mentoring conversations.

Set some guidelines beforehand.

Zachary suggests that when you're entering into a mentoring relationship with someone, you should have a talk with them — not just about what you want to learn, but about how you want the relationship to go. Talk about confidentiality — will what you say to your mentor stay between the two of you, or will she or he be sharing it with other people? Discuss how you'll handle any disagreements or problems that might come up. And make an agreement that if at any point the mentoring relationship ends, you'll make sure to have a "good closure conversation" that allows you both to express appreciation, talk about what you learned, and move on. Depending on the formality of your mentoring relationship, it may not make sense to talk about all these things explicitly, or all at the same time. But Zachary's advice is a good guide to the kinds of things you should be thinking about when a mentorship begins — including its possible end.

Check in frequently.

Zachary also advocates regular check-ins to make sure everything in the relationship is going smoothly. Touch base with each other about whether you're both getting your needs met — are you getting the advice you need? Are you being respectful enough of your mentee's time (something Ragins emphasizes is important)? Regular check-ins can help resolve disagreements or problems before they become major. They can also help you get the most out of your mentoring relationship. Again, you may not need to check in all the time with some of the more informal mentors Ragins describes. But if you're in an ongoing mentoring relationship with someone, Zachary says "you should always have a meeting date on the calendar."

With personal conversations, let the mentor set the tone.

Especially if you're friendly with your mentor, you may be tempted to talk about your personal life with him or her, and even to ask advice about personal matters. Depending on your relationship, this could be totally fine — after all, Ragins points out, a mentor can also be a friend. But she advocates that you "let the mentor lead the way with respect to disclosure." If your mentor keeps things super-professional, you may not want to ask her what to get your boyfriend for Christmas. But if she talks about what she's getting her spouse, that can be your cue to open up a little bit. Also, Ragins offers a reminder not to put your mentor in a difficult position ethically or legally by asking her to keep secrets she's actually obligated to divulge (an example could be if she is a mandatory reporter, and you tell her about sexual harassment but ask her to keep quiet).

Keep in touch if you switch jobs.

Ragins notes that even if you leave your job, "no one's going to make you give your mentor back." If your mentor was a coworker, you might not see each other or talk as much as you once did. But you can still keep in touch by email and at networking events in your field, and you can still benefit from your mentor's expertise. Ragins recommends that rather than having one mentor at any given time, you should seek out multiple mentors, a "constellation of relationships" that give you the work wisdom you need. Obviously you don't need to be meeting with each of these mentors regularly, or even ever — Ragins says that a "long-distance mentor" can definitely be part of your constellation. But you can seek advice from any or all of them depending on the situation you find yourself in. Ragins adds that when you do find good mentors, you should "treasure those relationships like you treasure your friends," because "they are worth their weight in gold."

This post originally appeared on Jezebel.

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Source: http://feedproxy.google.com/~r/businessinsider/~3/1saHbYIOqGk/how-to-get-and-keep-a-mentor-2011-12

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Taxes pay for military,health(medicare/aid,vets),SSA and int. All else is borrowed-slash all else or raise tax?

Question by oohhbother: Taxes pay for military,health(medicare/aid,vets),SSA and int. All else is borrowed-slash all else or raise tax? Debt will increase unless taxes are raised or these are ended: “”Here are some of the things not covered by government revenue that we are currently borrowing to pay for: homeland security, unemployment compensation, job training, support [...]

Source: http://www.legaldebthelponline.com/2011/12/01/taxes-pay-for-militaryhealthmedicareaidvetsssa-and-int-all-else-is-borrowed-slash-all-else-or-raise-tax/

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Look What The Italian 10-Year Bond Is Yielding