Protesters Dump Trash at Bank of America President's Home

Hauling several bags of garbage left at a foreclosed Bank of America property in Malden, dozens of protesters showed up at bank president Robert Gallery's Beacon Hill home Wednesday to dump the trash and unload fury.

"We're here today because of the loan-servicing abuse that's going on in America," Antonio Ennis, of Dorchester, announced through a bullhorn in front of Gallery's 95 Beacon St. home before listing demands the bank must meet to avoid a large protest scheduled at their downtown headquarters Sept. 30.

Demands include that the bank:

  • Halt all foreclosures and evictions until underwater mortgages can be renegotiated.
  • Stop the crackdown on small business lending.
  • Rescind its proposed mass layoffs and take steps to protect and create Massachusetts jobs. 
  • End its board members' policies that exclude Bay State families from key programs like weatherization.

The trash deposited in front of Gallery's home came from a property that has remained vacant for a year at 56 Clinton St., Malden. Bank of America evicted a young family from the house last year and, neighbors say, let the property fall into disrepair. The city fined the bank $500 for keeping the property vacant.

A dozen or so volunteers gathered 10 bags of garbage from the property Monday and delivered it to Bank of America's Malden branch office. The bank manager refused to accept it, so they decided to take it to Gallery's Beacon Hill home. 

Gallery, president of the bank's Massachusetts operations, did not appear to be at home, but bank spokesman T.J. Crawford told Patch this afternoon that the bank does not "approve of any PR stunt that invades the privacy of a bank employee and their family."

"Rather than refute this group?s baseless claims with facts, let me simply state that Bank of America has a lot to be proud of in Massachusetts, from providing $12 million in charitable giving annually to lending $393 million in the first half of 2011 to small businesses that are creating jobs and fueling the local economy," Crawford said.

Activists from area nonprofits ? including MASSUNITING, based in Charlestown; City Life/Vida Urbana, of Jamaica Plain; and Lynn United for Change ? held a different view of the bank's impact on Massachusetts communities.

"Too many have been thrown out of their homes because Bank of America insists on evicting people after foreclosure instead of finding a way to avoid foreclosure in the first place," Isaac Simon Hodes, an organizer for Lynn United for Change, said.

Claudia Thompson, a single mother in Malden, recently avoided foreclosure by a different bank and came out to support those who lost their homes in Bank of America proceedings.

"I want people to let people know that they don't have to just stay quiet and take it," Thompson said. "We're asking for the bank to cooperate."

Meanwhile, protesters marched on Wall Street over the weekend to protest the control big business and financial institutions have on Congress.

Also see Patch's video of the Beacon Hill protest.

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Source: http://beaconhill.patch.com/articles/protesters-march-in-front-of-bank-of-america-presidents-beacon-hill-home

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A Report That Can Change Your Life

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Flashy sports cars are often a wish that the majority of people never achieve. They walk through life paying their bills and long for one of these motorized dreams to end up magically parked in their yard. However, there are monthly bills to pay, and the costs of food and shelter.

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9 Critical Ways To Protect Your Privacy On The New Facebook


facebook public friends

Facebook just rolled out a huge revamp of some of its core features like News Feed, while adding new features like Smart Lists and News Ticker.

These new features introduce a whole new set of privacy settings, issues, and questions.

We'll steer you in the right direction, and illustrate which new privacy options to pay the most attention to.

1. Know that anything you post or comment on a friend's wall is public. Your posts will show up in others' News Tickers

2. Remember to check sharing settings before you post an update.

3. Be very careful adding people to your Smart Lists associated with work or study. They'll get notified.

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Are There Non-profit Debt Consolidation Companies?

Are There Non-profit Debt Consolidation Companies? This write-up will concentrate upon what you need to appear for when searching for a debt consolidation business.  The first part is write-up will speak about what a nonprofit debt consolidation organization is and the remainder of the article will then concentrate on what you ought to appear for. [...]

Source: http://www.legaldebthelponline.com/2011/09/21/are-there-non-profit-debt-consolidation-companies/

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Whole Foods Wants to Eradicate Rotten Bananas

Whole Foods partners with EARTH UniversityPollution, deforestation, poor working conditions: these are the dark spots on the banana-growing industry. The fruit's sweet taste and sunny hue is a stark contrast to the high environmental and social costs it extracts in many Latin American countries.

Whole Foods Market (WFM) is trying to change that with every banana it sells.

The company has a long-running partnership with EARTH University. This non-profit international school is based in Costa Rica, which has suffered from deforestation and pollution related to banana production.

Every one of the EARTH bananas Whole Foods sells goes toward funding the university. Through Sept. 30, Whole Foods is sowing interest in the university's mission by running a contest that will send five winners to Costa Rica to "study abroad" for a week at the university.

EARTH prepares students to become leaders in sustainable farming, responsible business practices, and community development. Its students, hailing from low-income, rural regions of the planet, are chosen for their desire to return to their countries and implement the university's lessons in how to catalyze positive social, economic, and environmental change.

This initiative with EARTH University is part of Whole Foods' Whole Trade mission, which requires suppliers to be certified in fair wages, safe working conditions, and environmental sustainability.

Environmentally devastated areas hurt people, communities, businesses, and, in the long run, economies' viability. Long-term investors should appreciate Whole Foods' push for a positive purpose as well as profit.

Today's consumers increasingly care about companies and products that produce a better world; the 2009 Edelman "Goodpurpose survey" showed that a majority of consumers love to see both purpose and profit. The survey yielded fascinating data in this regard: 83% of respondents reported willingness to alter their consumption habits to improve the world, while 61% admitted to buying brands that weren't the cheapest ones available, but which supported a good cause.

Products that support good causes and lofty purposes may provide a new value proposition for many consumers. These bananas in particular, and other offerings like them, should harvest a bright future for Whole Foods and its shareholders.

Motley Fool analyst Alyce Lomax owns shares of Whole Foods Market. The Motley Fool owns shares of Whole Foods. Motley Fool newsletter services have recommended buying shares of Whole Foods.


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Source: http://www.dailyfinance.com/2011/09/20/whole-foods-wants-to-eradicate-rotten-bananas/

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Debt Consolidation Loans: When Is The Right Time To Apply?

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When the creditors start calling all of the time, and you have no money to pay them, it is time to decide if you should apply debt consolidation loan to your payments. If you have nowhere to turn, this could be something to think about. Many others have used this solution to get the majority of their bills paid off.

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How To Enhance Your Credit Score the Easy Manner

Many people are inclined to neglect the fact that credit score scores are very important in today’s society. This easy three-digit number will significantly have an effect on how you reside your life and in addition your monetary status. By having a great credit score score, you will be able to have entry to the [...]

Source: http://www.legaldebthelponline.com/2011/09/21/how-to-enhance-your-credit-score-the-easy-manner/

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The Rams Will Officially Accuse The Giants Of Faking Injuries On Monday Night


St. Louis Rams coach Steve Spagnulo says his team plans to file an official complaint with the NFL alleging that the New York Giants faked injuries in order to slow down the Rams offense on Monday night.

In the first quarter of the Giants 26-18 win, the Rams were successfully using the no-huddle offense to drive into the red zone. That's when two different Giants defenders abruptly went down with "cramps."

But the Rams weren't buying it.

"They couldn't get subbed, they couldn't line up," St. Louis QB Sam Bradford told NFL.com. "Someone said, 'Someone go down, someone go down,' so someone just went down and grabbed a cramp."

Judge for yourself (replay of the "cramps" at 40 seconds):

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A 30-Second Greece Update


Evangelos Venizelos

Some quick notes on Greece today.

There's still no resolution to the talks with the Troika, but once again Fin Min Venizelos reiterated absolute desire to reform the economy and stay with the Euro.

Next week George Papandreou will head to Germany, where Fin Min Schaeuble has said that EFSF expansion is likely to get a strong majority in the parliament.

Also: Greece itself voted to endorse the expanded EFSF.

Overall, it's been relatively quite quiet.

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Source: http://feedproxy.google.com/~r/businessinsider/~3/Flm-ExZB_Lo/greece-update-september-21-2011-9

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10 Revelations From A New Book That Have The White House Freaking Out


Confidence Men

The White House is clamoring to shoot down made in a new book by Pulitzer Prize-winning author Ron Suskind, which offers stinging insight into the Obama administration's dysfunctional handling of the economic crisis.

Confidence Men, released Tuesday, is an expose on the bitter rivalries that divided and, at times, paralyzed Obama's economic team. It paints an unflattering portrait of an inexperienced president who lacks the leadership skills to get his staff in line.

The criticism couldn't have come at a worse time for Obama. Already under increased scrutiny about the administration's economic policies and the president's ability to lead, White House officials are pushing back hard against Suskind's book. In a media blitz this week, administration officials have listed over a half-dozen minor inconsistencies, factual errors, and spelling mistakes.

Treasury Secretary Tim Geithner even provided an on-camera denial to one of the book's more shocking claims, and Press Secretary Jay Carney went so far as to accuse Suskind of "lifting" a passage in his book from Wikipedia.

Suskind is standing by his book, telling talk show hosts and reporters that the administration is getting defensive because they are worried by some of his revelations.

After reading the book, it's easy to see why. There are a more than a few allegations in the book that should have the White House nervous.

Obama is a terrible manager

Suskind makes the case that Obama picked the wrong people to guide his administration's economic policy. The team, anchored by Treasury Secretary Tim Geithner and National Economic Council director Larry Summers, was rift with acrimony and divisions.

At one point, Obama's friend U.S. Sen. Byron Dorgan (D) warned the president-elect: "You've picked the wrong people. I don't understand how you could do this! You've picked the wrong people!" ??

But as the team broke down after a series of bad decisions, Obama failed to nip the problem in the bud. Instead, he let himself be lectured and dictated to, particularly by Summers, who formed an early alliance with Chief of Staff Rahm Emanuel. In this leadership void, members of his economic staff — including Council of Economic Advisors chair Cristina Romer and budget director Peter Orzag — quickly became more concerned with one-upping one another than with guiding the country out of the financial crisis.

The whole economic team knew the stimulus was doomed to fail

Passed within a month of Obama's inauguration, the stimulus bill was not a grand policy proposal, but a "hodgepodge," of competing and unresolved ideas being bounced around by the President's new economic team. The administration saw a hole in the economy and wanted to fill it as quickly as possible, without much thought as to how the money was being spent.

Conventional wisdom now holds that the stimulus wasn't big enough — states used the money to plug holes in their budgets and tax breaks went to pay down debt. Obama admitted as much in 2010, but economists were sounding the alarm long before the bill passed.

Suskind's revelations are particularly salient because not much has changed in the Obama administration on this point. The White House is still yielding and deficit hawks, while struggling to make a case for stimulus spending.

READ MORE HERE >

But Paul Krugman was the voice inside Obama's head

New York Times columnist Paul Krugman, a Noble Prize-winning economist and Summers' rival, was an early and vocal critic of Obama's stimulus plan.

Although he was shunned from the president's economic policy staff, Suskind writes that Krugman occupied an important place in Obama's deliberations about the recovery.

"Each morning at the economic briefing it was like we were debating Krugman," an aide told Suskind. "Clearly Obama was reading Paul's columns and related on materials...and it made sense to him as both analysis and a guide for action."

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