Debt Relief Credit Card Act 2010 ? How does the debt settlement just got Better

Consumers now have an opportunity to settle their credit card debts. With the economy the way it is there are many people who have no job. Those with jobs took pay cuts and if there are reduced hours. They found it impossible to pay their credit cards and life became much rougher ruined their credit [...]

Source: http://www.legaldebthelponline.com/2011/08/29/debt-relief-credit-card-act-2010-how-does-the-debt-settlement-just-got-better/

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Mother Nature Picks Wall Street Winners and Losers

Last week was a rough one in the Northeast. Between the ground-rattling earthquake and the wet and windy savage fury of Hurricane Irene, natural disasters rocked the heavily populated region.

The wide-reaching storm left death and destruction in its wake. And while this hardly seems like the right time to think about the investing implications behind natural disasters, the exchanges don't wait for everyone to have electricity restored before separating the winners from the losers in the equities market.

The stock market can be ruthless. Some stocks get pummeled when disasters strike, while others climb higher.

Just as homeowners go through the frenetic process of fortifying their homes with plywood shutters and bracing for the downtime with bottled water, flashlight batteries, and Sterno burners, investors can also make sure they protect their portfolios from the implications.

As respectfully as I can be given the circumstances, let's go over the stocks to avoid -- and the ones to own -- before the next natural disaster rolls around, using the gusty and gutsy Irene as our guide.

Where the Losses Are Substantial

Estimates vary when it comes to the financial damage caused by last week's storm, but most indications suggest it will be in the billions.

Homeowners won't be on the hook for most of this. The real losers here are the property/casualty insurers, which will be hit with countless claims over the next few weeks for damaged homes and wrecked cars that will need to be repaired or replaced. They'll find a way to use the storm as an excuse to jack up rates -- bad for homeowners, but good for the industry in the long run. But do you really want to take that kind of chance with your portfolio? Some homeowners will be shocked to learn that flood damage coverage isn't part of their policies, but there will still be hefty tabs for the insurers to pay.

Investors won't want to bail out of the entire insurance industry. Life-insurance specialists, for example, aren't losing sleep over their actuary tables. It's business as usual there.

Another problematic sector will be financial services. Banks were already fretting about the homes on their books that are worth less than the outstanding mortgages. If too many homes were figuratively underwater, then imagine how badly values will sink now that many are also literally underwater.

The travel industry also misses out, with a wave of cancellations. AirlineForecasts LLC estimates the country's 10 largest carriers lost as much as $300 million because of the grounded flights. This is essentially a one-time hit, but the cruise lines may not get off that easily. Private Caribbean islands owned by Royal Caribbean (RCL) and Norwegian Cruise Lines suffered storm damage, initially impacting some itineraries.

Closer to home for landlubbers, one can imagine that there hasn't been a whole lot of mall shopping, theater-going, or restaurant dining in the Northeast over the past few days. Expect more than a few consumer-facing leisure companies to blame Irene for any potential softness during the current quarter.

Companies Riding the Tailwinds

If you want to find the winners, just follow the money.

Home Depot (HD) and Lowe's (LOW) are the obvious winners. The home improvement chains profit from the aftermath of a storm. The retailers also cash in as worrywarts stock up on power generators and plywood to protect their homesteads in anticipation of the hit. I took a closer look at the recent performance of both do-it-yourself chains this week.

The insurance claim buck doesn't stop there.

If falling trees and flying lawn furniture wrecked patios, wood-alternative decking giant Trex (TREX) will be a winner. If flooding ruins aging hardwood floors, Lumber Liquidators (LL) has plenty of planks to sell. If structural damage is significant, Builders FirstSource (BLDR) will also be busy.

Good news for Detroit: A totaled car is an insurance check away from becoming a new automobile purchase.

This isn't just a playbook for a storm that has come and gone. These are the names that investors should be researching the next time a named storm closes in.

More to Come, Unfortunately

It's already been a busy storm season. The National Weather Service claims that Irene is the 10th U.S. weather disaster to cause more than $1 billion in damage this year. We're only up to Irene on the hurricane calendar, with another two months of potential activity to come.

As homeowners and renters, we know the importance of preparing for natural disasters. It's probably sage advice for investors, too.

Longtime Motley Fool contributor Rick Munarriz does not own shares in any of the stocks in this article. The Motley Fool owns shares of Lumber Liquidators. Motley Fool newsletter services have recommended buying shares of Home Depot, Lumber Liquidators, and Lowe's, as well as writing covered calls on Lowe's.


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Source: http://www.dailyfinance.com/2011/08/30/mother-nature-picks-wall-street-winners-and-losers/

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Mother Nature Picks Wall Street Winners and Losers

Last week was a rough one in the Northeast. Between the ground-rattling earthquake and the wet and windy savage fury of Hurricane Irene, natural disasters rocked the heavily populated region.

The wide-reaching storm left death and destruction in its wake. And while this hardly seems like the right time to think about the investing implications behind natural disasters, the exchanges don't wait for everyone to have electricity restored before separating the winners from the losers in the equities market.

The stock market can be ruthless. Some stocks get pummeled when disasters strike, while others climb higher.

Just as homeowners go through the frenetic process of fortifying their homes with plywood shutters and bracing for the downtime with bottled water, flashlight batteries, and Sterno burners, investors can also make sure they protect their portfolios from the implications.

As respectfully as I can be given the circumstances, let's go over the stocks to avoid -- and the ones to own -- before the next natural disaster rolls around, using the gusty and gutsy Irene as our guide.

Where the Losses Are Substantial

Estimates vary when it comes to the financial damage caused by last week's storm, but most indications suggest it will be in the billions.

Homeowners won't be on the hook for most of this. The real losers here are the property/casualty insurers, which will be hit with countless claims over the next few weeks for damaged homes and wrecked cars that will need to be repaired or replaced. They'll find a way to use the storm as an excuse to jack up rates -- bad for homeowners, but good for the industry in the long run. But do you really want to take that kind of chance with your portfolio? Some homeowners will be shocked to learn that flood damage coverage isn't part of their policies, but there will still be hefty tabs for the insurers to pay.

Investors won't want to bail out of the entire insurance industry. Life-insurance specialists, for example, aren't losing sleep over their actuary tables. It's business as usual there.

Another problematic sector will be financial services. Banks were already fretting about the homes on their books that are worth less than the outstanding mortgages. If too many homes were figuratively underwater, then imagine how badly values will sink now that many are also literally underwater.

The travel industry also misses out, with a wave of cancellations. AirlineForecasts LLC estimates the country's 10 largest carriers lost as much as $300 million because of the grounded flights. This is essentially a one-time hit, but the cruise lines may not get off that easily. Private Caribbean islands owned by Royal Caribbean (RCL) and Norwegian Cruise Lines suffered storm damage, initially impacting some itineraries.

Closer to home for landlubbers, one can imagine that there hasn't been a whole lot of mall shopping, theater-going, or restaurant dining in the Northeast over the past few days. Expect more than a few consumer-facing leisure companies to blame Irene for any potential softness during the current quarter.

Companies Riding the Tailwinds

If you want to find the winners, just follow the money.

Home Depot (HD) and Lowe's (LOW) are the obvious winners. The home improvement chains profit from the aftermath of a storm. The retailers also cash in as worrywarts stock up on power generators and plywood to protect their homesteads in anticipation of the hit. I took a closer look at the recent performance of both do-it-yourself chains this week.

The insurance claim buck doesn't stop there.

If falling trees and flying lawn furniture wrecked patios, wood-alternative decking giant Trex (TREX) will be a winner. If flooding ruins aging hardwood floors, Lumber Liquidators (LL) has plenty of planks to sell. If structural damage is significant, Builders FirstSource (BLDR) will also be busy.

Good news for Detroit: A totaled car is an insurance check away from becoming a new automobile purchase.

This isn't just a playbook for a storm that has come and gone. These are the names that investors should be researching the next time a named storm closes in.

More to Come, Unfortunately

It's already been a busy storm season. The National Weather Service claims that Irene is the 10th U.S. weather disaster to cause more than $1 billion in damage this year. We're only up to Irene on the hurricane calendar, with another two months of potential activity to come.

As homeowners and renters, we know the importance of preparing for natural disasters. It's probably sage advice for investors, too.

Longtime Motley Fool contributor Rick Munarriz does not own shares in any of the stocks in this article. The Motley Fool owns shares of Lumber Liquidators. Motley Fool newsletter services have recommended buying shares of Home Depot, Lumber Liquidators, and Lowe's, as well as writing covered calls on Lowe's.


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Source: http://www.dailyfinance.com/2011/08/30/mother-nature-picks-wall-street-winners-and-losers/

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Italian Crime Boss Arrested After Girlfriend Posts Pictures On Facebook


Goodfellas

From World Crunch, a teachable moment for mob wives everywhere. Do not post Facebook pictures of yourself on the run, even if you are 9 months pregnant.

Italian crime boss Salvatore D’Avino went on the run in 2003. At home, he faced 20 years in prison on charges of drug trafficking and mafia activity. He's allegedly a member of the Giuliano clan of the Camorra crime syndicate of Naples.

So D'Avino fled Italy, started a new life in Morocco, and met a woman there. She got pregnant, and the couple decided to move to Spain to have the baby.

That's where she lead authorities to D'Avino by posting pictures of herself pregnant on Facebook. The two damning photos were on a very well known beach in Marbella and in front of a popular local Italian restaurant.

Italian newspaper La Stampa called it, a "kid's mistake."

Once law enforcement figured out where the couple was, they started monitoring the expectant mother's e-mail. She sent a message saying that she was about to have her baby, so authorities met the couple at the hospital where D'Avino was placed under arrest.

Note: The Spanish police who made this arrest were not happy that Italian police made the details public. They were hoping another criminal (or perhaps, criminal's loved one) would make the same mistake in the future.

It certainly makes their job easier.

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Source: http://feedproxy.google.com/~r/businessinsider/~3/8Qw4ywxKZ2c/italian-crime-boss-arrested-after-girlfriend-posts-pictures-on-facebook-2011-8

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The Most Extraordinary Highways in the World


Yungas Road

Since the beginning of civilization, the need for public, interconnecting roads became evident for the speediness of communication and national defense.

With the creation of advanced motors, paved roads combined with other tactics created the most proficient roadways to better serve travelers. 

Some roads have been around for centuries whereas others are known for their specific engineering characteristics.

From longest to busiest to deadliest, here are the most remarkable roadways ever built.

The German Autobahns are the fastest highways in the world

Known as the fastest highway in the world, the German Autobahnen is a motorway specifically only for cars. In fact, bicycles, mopeds, pedestrians or any other means of transportation that is unable to go faster than 38 mph, or 60 kph, are prohibited from entering.

As the nationally coordinated motorway for Germany, it is called Bundesautobahn (BAB), which translates to the federal way for cars. Although 52 percent of BAB doesn't have a speed limit, it is recommended to travel at a limit of 81 mph, or 130 kph.

Other areas of the German motorway is subject to driving conditions. For example,15 percent have speed limits depending on weather or traffic conditions.

Due to the high speeds of most of the vehicles traveling on the autobahn, it is illegal to stop unnecessarily on the motorway and this includes running out of fuel.

These roadways could be the fastest with no official speed limits

These roadways could be considered as the fastest in the world since there are no speed limits.

There are no speed limits on highways in Nepal, the Isle of Man, the states of Uttar Pradesh and Kerala in India.

The Big Dig is the most expensive highway project

Boston's Big Dig was an idea estimated to cost $2.8 billion in 1985 and substantially soared to $14.8 billion, making it the most expensive highway project ever undertaken in history. 

Beginning in 1991, construction for the Big Dig led to the fatal injuries of four workers and death of a motorist from the collapse of a concrete panel.

The expressway system was completed in 2007.

See the rest of the story at Business Insider

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Source: http://feedproxy.google.com/~r/businessinsider/~3/beiLzDwlPaY/most-extraordinary-highways-in-the-world-2011-6

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Credit Consolidation - Are You In Need Of Debt Relief?

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Consumers who are having difficulties making their monthly card payments should strongly consider using a credit card debt relief program to get back on the right track. Please allow me to be straight forward with you. I am not a big fan of being deep into debt with credit card companies. You shouldn't have to continue to struggle for 10 years or more trying to make every monthly payment when you can join a program and be finished with them in about 2 or 3 years. Consumers who wish to get rid of this type of debt should really consider using some sort of credit consolidation to finally get out from under it.

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11 Years In The Life Of Chaz Bono


Chaz Bono

Having celebrity parents isn't exactly easy.

Born to two TV legends, gay rights activist Chaz Bono spent his life in the spotlight -- from the sexuality speculation to the weight loss struggles to the life-changing surgery.

And, as one of the stars to join the new season of "Dancing with the Stars," we'll be seeing even more of Bono.

Before the sequined costumes and ballroom dance moves begin, we decided to take a closer look at Bono's life and how he became of Hollywood's most-talked-about celebrities.

1972?1974: Born in 1969 as Chastity Sun Bono, Bono would frequently join parents Sunny Bono and Cher on stage on "The Sonny & Cher Comedy Hour." Bono would sometimes help the couple close the show, singing "I Got You Babe."

1987: Bono first came out to her parents as a lesbian at 18-years-old.

1993: Bono began a short-lived music career with the band Ceremony. Bono provided vocals, acoustic guitar, and percussion.

See the rest of the story at Business Insider

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Source: http://feedproxy.google.com/~r/businessinsider/~3/MadMsikiRbE/chaz-bono-dancing-with-the-stars-2011-8

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10 Strange Facts You Might Not Know About Warren Buffett


Warren Buffett

Yesterday Warren Buffett got dragged through the mud a bit, after news emerged that Berkshire Hathaway is just a, uh, tad behind on its taxes. But today is a time of celebration… why? Because it’s Buffett’s 81st birthday! And while Buffett will probably spend the day working (he usually does), that doesn’t mean that we here at Mogulite can’t mark the occasion in our own way.

With that in mind, we present to you our 10 favorite, weird facts about the Oracle of Omaha that you might not know yet. How many calories does he eat a day? Why did he pose with an MBA student wearing reindeer antlers? Did he really have an open marriage? Come found out…

Click here to see 10 strange facts you might not know about Warren Buffett >

This post originally appeared on Mogulite.

His First Career? Paperboy.

He was a paperboy for The Washington Post… and the Times-Herald, apparently. He began selling both papers so that when customers canceled their subscriptions to one, he had the other ready for them to buy.

His Favorite Restaurant

We all knew he was frugal -- and Buffett's favorite restaurant, Piccolo Pete's in Omaha, proves as much. There you can buy a New York Strip Steak there for $9.95.

Disowned His Granddaughter?

He disowned his granddaughter, Nicole Buffett, in 2006, after she participated in a documentary about children of the ultra-wealthy. Warren's son, Peter, formally adopted Nicole when he married her mother -- but the two divorced 10 years later. Buffett was reportedly so enraged by Nicole's participation in the documentary that he wrote to her in a letter, "I have not emotionally or legally adopted you as a grandchild, nor have the rest of my family adopted you as a niece or a cousin."

See the rest of the story at Business Insider

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Healthy Financial Foundation for College Students

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Here's something many college students may not know. Money management during the college years has a direct impact on the employment opportunities offered to graduates. No matter how high your GPA is, potential employers will pass you by for another job candidate, if you have a dismal credit history.

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