What Will You Do When Repo Men Come For You?

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It is a matter of shame, anger, sadness and most of all, despair. However, there is a right way and a wrong way to deal with repo men. Forget what you see on television, as the cases they show there are the most extreme (or fake) ones. In fact, seven out of 10 repossessions are concluded in a relatively civil manner.

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Solving Your Personal Debt Crisis

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Have you financially over-extended yourself to the point where you can no longer keep up with your debt? Perhaps you have lost your well-paying job and are now trying to live on unemployment benefits. You have been running yourself ragged trying to locate another job, but the opportunities are few.

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Small Business Events Not to Miss


Every other week we compile a list of great events to help you with your business. The following Small Business Events Guide is worth a close look:

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Score Workshops & Events
Multiple Dates & Locations

Western Massachusetts Event – August 5, Springfield, MA
Home Based Business Seminar – August 17, Monmouth, NJ

See SCORE website for more local workshops.

National Veteran Small Business Conference
August 15-18, 2011, New Orleans

The Department of Veterans Affairs is hosting this event. The largest nationwide conference of its kind, the National Veteran Small Business Conference provides veteran-owned and service-disabled veteran-owned small businesses (VOSBs and SDVOSBs) an opportunity to learn, network and market their businesses.

4,000 leaders from various VOSBs, SDVOSBs, large contractors and federal agencies as well as veterans from the New Orleans area are expected to participate.

Tribal Leadership: The 5 Stages to Increasing Performance and Tripling Profits
August 16, 2011, Online

The principals behind Tribal Leadership can help you change the culture of your organization bit by bit – and make it run faster, better and more effectively. The result you will achieve will be greater strategic success, more effective workplaces, less stress, more fun and 3-5 times more profit! This interactive webinar presentation will focus on leveraging Tribal Leadership to foster a high performance culture and a thriving organization.

Online Marketing & Social Media Crash Course
Multiple Cities & Dates

Discover how you can harness the power of the Internet to get your business found online (in an affordable way), engage new customers with your brand and keep old ones coming back. Deluxe for Business and Sprint are proudly sponsoring these free small business events across six cities in 2011, with the help of host Entrepreneur EXPO and keynote speaker Starr Hall.

August 16 – Los Angeles
September 13 – Miami

2011 Business Conference & Tradeshow
August 17, 2011, Milpitas, CA

The Milpitas Chamber of Commerce in partnership with Industry Council for Small Business Development (ICSBD) and National Association of Women Business Owners (NAWBO) presents the 2011 Business Conference & Tradeshow. This event will include procurement information with large corporations, business to business opportunities, seminars and more.

Biz 2 Beach
August 19, 2011, Santa Monica, CA

Biz2Beach is an inaugural networking conference bringing together thought leaders, innovators and trendsetters for an exciting day of exchanging ideas. The ?unconference? format of Biz2Beach is unlike most events. Featured speakers with a wide variety of business expertise will lead four intimate breakout discussions. B2B is presented by CallFire, which will unveil the latest iteration of its suite of telecom services.

Affiliate Summit East 2011
August 21-23, 2011, New York City

Affiliate Summit East 2011, the premier affiliate marketing conference, is taking place August 21-23, 2011 in New York City. This three-day conference includes an exhibit hall with affiliate merchants, vendors and networks, as well as multiple tracks of educational sessions covering the latest trends and information from affiliate marketing experts.

The Science of Social Media 2011
August 23, 2011, Online

Wondering what really works with social media? Looking to eliminate all the guesswork?
In this new webinar, Dan Zarrella, author of The Social Media Marketing Book, reveals brand new research from 9.6 billion pieces of social media data! You’ll discover how to extend your reach, ensure your ideas spread and measure the real impact of your social media activities. Data-backed, scientifically-proven best practices show you how.

Consumer Products Investing Conference
August 25, 2011, Chicago

Sponsored by Perkins Cole LLP, this conference will discuss trends in early-stage investing, the factors that are most important to investors when they are considering an investment, the best and worst things an entrepreneur can do to get investors’ attention, strategies for growing their businesses, additional advice for entrepreneurs and, of course, the best ways to reach these and other investors.

NAWBO Women’s Business Conference 2011
August 31 – September 1, 2011, San Diego

The NAWBO Women?s Business Conference is the only event of its kind focused on connecting women entrepreneurs to real business opportunities that deliver bottom-line results. The conference brings together businesses of all sizes from various industries to provide women entrepreneurs with both personal and professional tools and resources to take their businesses to the next level of success.

Content Marketing World
September 6 – 8, 2001, Cleveland, Ohio

Learn how to transform your marketing department into a storytelling factory, and engage your prospects and customers in all the right channels with the right messages — including social, mobile, email, online and even print and in-person strategies.

Includes keynotes by NYTimes writer David Pogue and author David Meerman Scott. Choose from 30+ breakout sessions and get the tools you need to be a successful content marketer. Plus, start with an opening night reception at the infamous Rock and Roll Hall of Fame.  Attendees at this year?s conference include marketing professionals from Honeywell, Siemens, Citrix, Oakley, FedEx, Gannett, KeyBank, GE, JD Power & Associates, Cisco, NASA and hundreds of other leading small and large brands.

Use code SBT during checkout to receive $100 off.

25th Anniversary Entrepreneurial Woman?s Conference, Women?s Business & Buyers Mart
September 14, 2011, Chicago

The oldest conference and business opportunities fair for women in business in the country, this is the premier event for women business owners in the Midwest.

This year?s conference offers women business owners solutions to the current problems they are facing and the opportunity to increase the profitability of their businesses by building relationships with corporate and government buyers, business experts and other women business owners.

What Small Businesses MUST Know About Their Website Analytics
September 14, 2011, Webinar

Our guest expert this month is Pierre DeBois of Zimana. In this live session Pierre will discuss the importance of tracking website analytics for small business owners, and attendees will walk away with tips and tools that they can implement immediately. We’ll discuss:

  • Why small businesses must know their website analytics
  • How to get started
  • Which data are the most important to track and what they tell you
  • What are some best practices and tools to use
  • Where social media fits in and more

This live webinar will be recorded and available afterward to all registered attendees.

Startup Princess Touchpoint

September 15-16, 2011, Salt Lake City

Touchpoint is the premiere event for women entrepreneurs, where practical planning meets sky-high inspiration, networking fuels momentum, and high impact strategies are the most coveted party favor.

The 5th Annual event features two days of keynote speakers and panels, as well as plenty of opportunities to network.  Topics range from “Making Meaning in Your Business and Contributing to the World,” to how to bootstrap your startup, to how to crush QVC.  Enjoy a concert by Jessie Clark Funk, and a Sparkle & Shine Spa Party, featuring manicures and massages.

Brooklyn Business Expo 2011
September 20, 2011, Brooklyn

The Brooklyn Business Expo will bring together the brightest business leaders from the most dynamic companies throughout Brooklyn and the adjoining counties. The Brooklyn Business Expo provides an environment for businesses to enhance their relationships, research the market for the leading products and services, and learn about the latest best business practices. This will be the largest business-to-business expo in Brooklyn.

The New York Enterprise Report Small Business Awards
September 21, 2011, New York City

The New York Enterprise Report Small Business Awards is the annual awards program honoring the achievements and accomplishments of the 500,000-plus small businesses throughout the tri-state area. In its sixth year, the Awards Gala–which sold out in 2006, 2007, 2008, 2009 and 2010–attracts more than 400 business owners and executives and is often referred to as ?the networking event of the year.? Don?t miss the chance to do business with the ?who?s who? of the New York small business community.

How Small Businesses Can Do Very Big Things With Technology
September 22, 2011, New York City

Very small businesses are often asked to do very BIG things. In fact, in order to thrive (and not just survive) it’s critical that they leverage technology as a powerful tool for business growth. There are hundreds of free and fee tools that you can use to help you save time, save money, be more productive, boost revenue and more.

You’ll learn how to gain insight about your customers, better market to your customers, know what new products or services to launch and much more.

Inc. 500/5000 Conference & Awards Ceremony
September 22-24, 2011, National Harbor, MD

The Inc. 500 | 5000 Conference and Awards Ceremony celebrates the revered Inc. ranking of the fastest-growing privately held companies in America. The momentous event brings together current Inc. 5000 honorees and alumni of the list, along with the greater business community, to recognize the remarkable achievements of these companies and the great contributions they have made to the global economy.

Small Business Technology Tour
September 27 – Mountain View, CA
October 12 – Salt Lake City
October 18 – Boston
November 2 – Atlanta
Date TBA – Chicago

Smallbiztechnology.com is excited to bring you the second annual Small Biz Tech Tour. This event is a full day of information, insight, energy and fun.

  • Attendees will learn:
  • How to boost sales with website analytics
  • How smart companies are using mobile technology to be more productive
  • Why many small businesses are not getting results with social media and what you must do
  • How to stop selling and start publishing content for more sales
  • Why websites and email marketing are not dead, and how to get the most out of yours
  • How local companies are getting more local customers using technology
  • How to increase sales by segmenting your customers

The Small Business Expo
October 5, 2011, New York City

Full-day networking event, trade show and conference for business owners, entrepreneurs and decision-makers.

The Summit for Women in Business
October 6-9, 2011, Pigeon Forge, TN

The Summit for Women in Business is providing and showing you how to implement the needed strategies and tools to remain competitive and current within today?s evolving business climate. Created by women business owners for women business owners, this Summit is designed for SOHO (Small Office/Home Office) entrepreneurs, independent and self-employed professionals.

Western Mass Business Expo
October 18, 2011, Springfield, MA

As the region?s business publication, The Business Journal of Western Massachusetts believes the businesses and communities that comprise Western Massachusetts should be represented at a region-wide trade show to better promote buying and doing business locally. The day begins with breakfast at 7:30 followed by the Expo?s official opening at 9 a.m. and will feature seminars, speakers, lunch and a high-energy, end-of-day networking event featuring music, food and drink.

Media and Entertainment Investing Conference
October 27, 2011, Coral Gables, FL

Sponsored by The Launch Pad at the University of Miami, this conference will cover trends in early-stage investing, the factors that are most important to Investors when they are considering an investment, the best and worst things an entrepreneur can do to get investors’ attention, strategies to grow their businesses, additional advice for entrepreneurs and, of course, the best ways to reach these and other investors.

BlogWorld & New Media Expo
November 3-5, 2011, Los Angeles

BlogWorld & New Media Expo is the first and only industry-wide conference, tradeshow and media event dedicated to blogging, podcasting, social media, social networking, online video, music, Internet TV and radio. BlogWorld conference attendees enjoy more than 120 cutting-edge educational sessions presented by leading bloggers, podcasters and content creators, while the New Media Expo provides the only industry-wide new media marketplace for networking, online business and marketing resources.

Register with the promo code SBTVIP20 to save 20% off any conference pass, or use code SBTVIP50 to save 50% off Expo Passes (which include access to the Exhibit hall as well as all keynotes and parties, just like the conference passes).

Social Media Makeover Forum at Digital Atlanta 2011
November 8, 2011, Atlanta

This half-day, innovative business conference will take place during Digital Atlanta 2011 ? a weeklong (November 7-11) calendar of events that will focus on the digital and social media scene in Atlanta. The SMB Social Media Makeover Forum will feature three panels of social media experts from leading brands and agencies. These experts will provide advice to three small and mid-sized businesses who will be selected for social media makeovers.

To find more small business events, contests and awards, visit the Small Business Events Calendar.

If you are putting on a small business event or contest, and want to get the word out, please submit it through our Events & Contests Submission Form (it’s free). Only events of interest to small business people, freelancers and entrepreneurs will be included.

Brought to you as a community service by Small Business Trends and Smallbiztechnology.com.

From Small Business TrendsSmall Business Events Not to Miss

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How to eliminate kidnapping and make the world a safer place


I've been an idea man all my life coming up with tons of new ideas every day.  Turning ideas into a reality is always the tough part.   When becoming a parent, you realize how there is nothing more important than your kids.  With that said, the ideas starting flowing around how to match the two, an idea that could make the world a safer place for our children, eliminate kidnapping, and help parents sleep better at night.  However, as I said earlier, the tough part is always turning the idea into a reality, but I figured I write this post to see if any of you think this one is a good idea?   

We live in a digital world where finding alternate directions through traffic, finding a lost computer's location, or locating a lost phone has become a thing of the past through simple use of technology, such as GPS real-time apps, and programs that serve as tracking devices.  Even many of our beloved pets have chips planted in their neck, that are said to be harmless to their health, and help their owners find a lost pet.   When seeing all the tools out there for finding a lost computer, a lost phone, a lost car, or a lost pet, it's begs the question why there isn't anything in the mass market for finding a lost or missing child.  I did some searching and found you could put a GPS tracking chip into your child's shoe, which is a start.  However, a parent has a lot to do with taking care of their child such as feeding, napping, and the prospect of remembering to place a tiny chip in your child's shoe every day might be a lot to ask a parent, not to mention your child can't possibly wear the same shoes every day. This technology only puts a band-aid on the problem and doesn't fully solve the issue. .   

Therefore, I pose the idea to all the parents out there, the Government,  President Obama, and technology companies to develop a bio degradable 100% safe tagging micro chip that can be safely placed on a childs foot or skin by their parents, which would allow parents to track the every location of their child in real-time.  The technology can be a parents choice to place on their kids, and if many parents took action and start doing it, it would have a serious impact towards eliminating kidnapping.  The world has become a safer place with the Amber alert for missing people, but I know there has to be a way through technology to take it a step further and eliminate the problem completely.  

 

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Checking If a Consolidation Loan Is Worthwhile

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There are many scenarios to consider when consolidating several loans. This article covers the main ones, and how to decide if its worth going ahead.

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Catching Up with the Leadership Freak

Normally, being labeled a freak is not such a good thing. But for Dan Rockwell, the title is simply awesome.

Dan is the man behind Leadership Freak, an immensely popular blog where he dispenses his 25 years of leadership wisdom to thousands of people every day.

In addition to his blog, Dan is the pastor at Good News Bible Church in Williamsport, PA, and has delivered more than 1,000 hours of dynamic presentations, seminars and workshops about leadership.

Recently, Dan visited with Dave?s EntreLeadership team in Nashville, TN, to get a feel for how they operate. He also attended an EntreLeadership 1-Day event. Afterward, he took time to share his impressions of the visit.

?There is such a need for basic leadership development, leadership skills and tools to be available to people,? he said. ?Leadership is influence. We all want to make a positive impact. We all want to have influence. And yet, we don?t really have the tools. Being at the event, you get encouraged. You get motivated. It was exciting.?

Out of all the subject matter Dave covers in EntreLeadership 1-Day, Dan said the simplest advice was the most helpful to him.

?Dave said things that were so practical and useful?the rubber-meets-the-road kind of leadership that he exhibits in his organization,? he said. ?Like when it comes to deadlines, write it on the calendar. That doesn?t sound like rocket science. But two days or five days or two weeks down the road, you?ve got something on the calendar every time you look at it.

?He also talked about counterbalancing the risk by breaking it down into smaller components,? Dan added. ?A leader is a risk-taker. You can?t move forward without some risks. And that little tidbit helped me a lot. Don?t swallow the whole elephant at once.?

Dan says leaders who will get the most out of EntreLeadership are basically those who are in the trenches.

?If you have a business, you are an entrepreneur, or if you lead a nonprofit, you have to deal with people,? he said. ?You have to make decisions. You have to do this kind of stuff. So if you are in the battle, I think you need to be there.?

Dan was also impressed by Dave?s team, whom he met that day. ?Just walking through Dave?s organization, you start to listen and watch people,? Dan said. ?It seems like they want to enhance businesses. They want to enhance leaders, individuals and organizations, whether it?s the financial thing or the leadership thing. Bringing value to others seems to be a theme running through the organization.?

No leader should lead without these principles. It?s what your team members need to see in you, and what you want to see in them. Learn more about the EntreLeadership Live Events, and put Dave's 20 years of proven business principles to work for you.

Find out more about Dan Rockwell at his blog.

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Source: http://www.daveramsey.com/article/catching-up-with-the-leadership-freak/lifeandmoney_business

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Online Wrongful Death Attorneys Directory

What would would be the first thing that you need to do if you have lost someone you love like a member of your family in death because of the negligence of others either intentionally or not? It’s not really very easy accepting and coping up with that type of loss of a loved one [...]

Source: http://www.legaldebthelponline.com/2011/07/30/online-wrongful-death-attorneys-directory/

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How to Get a Higher ROI on Your PPC Campaign

It does not matter what kind of website you run, what product you sell or the kind of online business you are building – if you want to see results with PPC, then you will have to do everything you can to increase the ROI of your campaign. When it comes to your PPC campaign, [...]

Source: http://www.legaldebthelponline.com/2011/07/28/how-to-get-a-higher-roi-on-your-ppc-campaign/

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The Coming Digital Real Estate Bust

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Real estate. They're not making any more of it. Demand is only increasing. Those arguments helped fuel an epic real estate boom and bust over the past decade -- except when it comes to Internet data centers, which have continued to boom on explosive growth in cloud computing. They haven't been able make those fast enough. But that may be changing, too.

A warning shot over the bow
On its recent earnings call, Akamai (AKAM) was asked about co-location price trends in Internet data centers. Here's what the company had to say:

? it's like a real estate market. There are some places where our prices are holding. There are other places where there are very aggressive price declines, and we try to take advantage of that gain in terms of how we deploy our network assets. ? The other lever we have on co-location costs, of course, is to make our servers more efficient and get effectively more throughput for our footprint in the co-lo facility.

Based on Akamai's comments, co-location supply is still constrained in some markets. In others, it's starting to meet demand. That brings to mind a classic real estate maxim: location, location, location.

Economics 101 teaches us that supply and demand affect pricing. When supply is constrained, prices rise. Internet data centers have been benefiting from that situation. But high prices attract more supply, and eventually supply will catch up with demand. When that happens, prices -- and profits -- are destined to fall. And that's starting to happen.  What's more, increasingly efficient IT equipment can offset much of the growing demand for more processing, bandwidth, and storage.  What's good for Akamai can be the opposite for co-location and hosting companies.

Growing up
One factor affecting demand is companies that are shifting from the consumer equivalent of renting to buying their own home. Much like a young adult moving out of Mom and Dad's place for the first time, companies moving onto the cloud often rent a temporary meets-my-needs-for-now space with no intention of a long-term commitment. As the companies mature, gain a better understanding of their needs, and gather cloud assets, they often began building their own data centers.

Generally, it's the largest, most attractive tenants that make that shift. Recent examples include Apple and Facebook. They're following the example of Google, which has built its own data centers for some time. As the horde of young companies pursuing cloud strategies gain scale and mature, many more are likely to follow in Google's, Apple's and Facebook's footsteps.

Other tenants are likely to go bust. From a co-location landlord's perspective, that's the corporate equivalent of having a tenant lose his or her job and move back in with Mom and Dad. Too much of that, and rental rates take a hit.

Build it and they will come?
Many data-center developers are doing the equivalent of building on speculation that there will be a tenant. To wit, the CEO of Equinix (Nasdaq: EQIX  ) , a large data-center operator, has acknowledged that overbuilding is a "main concern." Equinix invests heavily in the IT infrastructure used to serve its clients. Given the rapid depreciation on IT equipment, pricing pressure could make Equinix's capital expenditures less profitable than anticipated. Pricing pressure is potentially a huge risk for the company.  

Say when
When might co-location and hosting supply catch up with demand? Tier1 Research estimates that data-center utilization in key markets is currently running between 81% (Northern Virginia) and 88% (Silicon Valley). That's less than I'd expect in an exceptionally tight market.

And it's a fast-moving market. In the San Francisco Bay area, which includes the Silicon Valley, rental rates for large tenants have reportedly declined 20% over the past 18 months thanks to new supply that's coming online. A fresh surge of supply is expected in the area before year's end. In the coming two quarters, data-center landlord CoreSite Realty (NYSE: COR  ) predicts that the new supply will outpace demand by as much as 50%.

A recipe for getting burned
With the sector viewed as a cloud play, valuations are sky-high. P/E ratios typically exceed EPS growth rates -- that is, when EPS is positive. Over the last four quarters, CoreSite's EPS was -$0.31 while Internap's was -$0.10. 

Company

Business

P/E Ratio

Dividend Yield

EPS Growth (Most Recent Quarter)

Internap (Nasdaq: INAP  ) Co-Location and Managed Hosting NA 0.0% NA
CoreSite Data-Center REIT NA 3.0% NA
Rackspace (NYSE: RAX  ) Managed Hosting 108 NA 41%
Equinix Data-Center Operator 95 0.0% 77%
Digital Realty Trust (NYSE: DLR  ) Data-Center REIT 73 4.3% 51%
Dupont Fabros Technology (NYSE: DFT  ) Data-Center REIT 45 1.8% 296%
InterXion Data-Center Operator 23 0.0% NA

The trouble is, supply will catch up with demand sooner or later? and it looks like it might be sooner. When that happens, prices, profits, and P/E ratios are likely to plummet. A UBS analyst stated last December that data-center developers were grappling with slowing growth, rising competition, and pricing pressure that made their valuations "unsustainably high."   

Foolish takeaway
When prices sneeze, revenues catch a cold and profits catch pneumonia. Akamai's comment about pricing trends in co-location centers signals that it may be time for investors to break out the handkerchiefs.

What do you think: Are digital real estate stocks about to bust? To help you stay abreast of developments that affect stocks, The Motley Fool recently introduced a free My Watchlist feature. You can get up-to-date news and analysis by adding these companies to your Watchlist now:

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Source: http://www.fool.com/investing/general/2011/07/28/the-coming-digital-real-estate-bust.aspx

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