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It seems like every day I'm inspired by someone throwing caution to the wind and just going after their passion. Today, it came from this video. Do yourself a favor and take two minutes to watch it. My favorite line is 55 seconds in: "For two years I had the perfect solution in my head and finally last April I guit my job as an engineer and decided to create the solution myself"
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Sentiment on the Greek crisis is changing by the day, forcing investors to constantly stay up-to-date on the political movements in this highly indebted country. The latest news suggests that European finance ministers have delayed handing over close to $17 billion in aid to the country until the nation agrees to slash its budget and embark on a major privatization campaign in order to raise more cash. However, the Greeks appear increasingly opposed to this, causing the euro zone ministers to withhold funds which could potentially push the country into default in the very near future. Thanks to this uncertainty, European stocks have been crumbling as of late as many investors look for a glimmer of hope in the bleak situation. Now more than ever, investors need to see that major economic powers, such as Germany, are pulling their weight and continuing to remain robust despite risks in many peripheral euro zone members.
Luckily for investors who are honed in on the German market and its fourth largest economy in the world, an important piece of the sentiment puzzle looks to be released later today, potentially helping to give the markets direction in the region. The German ZEW Economic Sentiment survey will be released, giving investors insight into how German institutional investors feel about business conditions. The survey is conducted from about 350 German institutional investors and analysts, and a reading above zero indicates optimism while one below zero suggests pessimism. Last month’s reading came in at 3.1 while this month’s looks to be at about -3.0, suggesting a drop in confidence by this key group [Five ETFs For A Tumbling Euro].
Even more troubling is the recent trend for this key figure; after beating expectations in January, the survey level has failed to match the forecast numbers in each of the last four releases and has declined from a reading of 15.7 in February all the way down to a 3.1 reading in May. Should figures come in below expectations again, it could represent a nearly 20 point drop in this index in just a few months time. If this happens, it could suggest to many that German investors are increasingly losing confidence over the outcome of the situation in Greece and are pulling back investments until a more certain resolution is reached. This could be poor news for investors not just in Germany but across the euro zone region since Germany is thought to be one of the stronger members of the currency union and if it is experiencing such a dramatic loss of confidence than events must be even worse across the less robust members as well [ETF Insider: Buying Opportunities After Panic Selling].
Thanks to this key release, as well as any further news regarding a bailout package for Greece, investors should look for the Market Vectors Germany Small Cap ETF (GERJ) to be in focus throughout today’s trading session. The fund tracks the Market Vectors Small-Cap Index which includes small cap companies listed in Germany or that generate at least 50% of their revenues in Germany. Some consider small caps to be a better ‘pure play’ on a local economy since the vast majority of their revenues are made in their home nation, potentially suggesting that local events have a bigger impact on this asset class [see more on the GERJ fact sheet].
Due to recent worries over Greece, this relatively new fund has had a rough couple of weeks. The fund sank by 3.8% in the past week and is down by 4.2% in the past month alone, suggesting that the crisis is taking a toll on this fund as well. However, should the ZEW survey manage to finally end its streak of underperformance, look for GERJ to rise on the day and gain back some of its recent losses. If, however, the survey suggests further weakness and if the Greek crisis continues to deteriorate, investors in GERJ could see further losses in today’s trading session.
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Disclosure: No positions at time of writing.
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CHICAGO (AP) — Carlos Zambrano kept his cool this time after a tough first inning, Carlos Pena hit a three-run homer and Starlin Castro drove in three runs as the Chicago Cubs rallied to beat the White Sox 6-3 on Monday night.
The first matchup of six this season between the crosstown rivals with losing records drew a crowd of 36,005 at U.S. Cellular Field on a 75-degree night. White Sox manager Ozzie Guillen was ejected in the sixth inning after apparently arguing that a ball hit near the plate by Alexei Ramirez should have been ruled foul.
Zambrano (6-4), who had a meltdown nearly a year ago at U.S. Cellular Field, recovered from a shaky three-run first that included Paul Konerko's 20th homer. He allowed seven hits over eight innings.
Carlos Marmol allowed two hits in the ninth before retiring the side for his 15th save in 19 chances.
Castro's second homer of the season leading off the sixth against Gavin Floyd tied the game at 3-3. And after a single by Blake DeWitt and walk to Aramis Ramirez, Pena connected to right center for his 12th homer.
Zambrano went on a dugout tirade after giving up four runs in the first inning of his start against the White Sox last June 25, angry over his team's defense. He was suspended for the outburst and later went to anger management counseling.
There were no meltdowns this time for Big Z, even after he gave up an RBI single to Carlos Quentin and then a two-run shot to Konerko, who homered for a fourth straight game. Zambrano threw 115 pitches, walked two and struck out five.
Zambrano had given up 12 earned runs in 12 1-3 innings in two starts after saying the Cubs were playing like a Triple-A team following a loss in St. Louis earlier this month.
But he kept his composure after the White Sox's strong start. He struck out Konerko with two on to end a threat in the fifth.
The angriest moment came in the bottom of the sixth from Guillen, Zambrano's countryman and friend.
Ramirez hit a ball close to the plate and Cubs catcher Geovany Soto picked it up and tagged him with home plate umpire James Hoye calling Ramirez out. Ramirez protested and then Guillen raced from the dugout, angrily showing Hoye where the ball hit near the plate. After Hoye ejected him, Guillen kicked Soto's mask away from the plate and continued his argument.
It was Guillen's second ejection this season and 27th of his career.
The Cubs got two back against Floyd (6-7) in the third on Soto's single, a sacrifice, a walk to Kosuke Fukudome and Castro's two-out, two-run single. Floyd gave up five hits and six runs in five-plus innings.
Notes: Guillen, the third base coach of the Marlins when they won the World Series in 2003, said Jack McKeon's return to managing Florida at age 80 showed his compassion for the game. Asked about his name being mentioned as a possible Marlins manager next season, Guillen, who has another year left on his deal with the White Sox, said he wants to stay. But he added it would be up to general manager Ken Williams and owner Jerry Reinsdorf if they want him back. ... Konerko set a club record by reaching 20 homers for a 12th season. Frank Thomas also had 11 seasons of at least 20 with Chicago. ... The victory was just the fifth for the Cubs over the White Sox in their last 16 games.
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Being an expat can be a very exciting and rewarding experience. The enjoyment of learning and communicating in a new language, meeting and interacting with individuals of different nationalities, for British Expats a climate which includes sunshine and the chance to see different cultures and a way of life are amongst the benefits.Source: http://ezinearticles.com/6350113
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Source: http://www.legaldebthelponline.com/2011/06/19/emergency-money-loans-are-obtainable-to-everybody/
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New York City has plenty of closely guarded doors, from the velvet rope-blocked thresholds of the Meatpacking District's nightclubs to the elite gates of the city's private high schools.
But the toughest doors of all may belong to the city's private clubs, elite institutions that cost thousands of dollars to join and whose member lists are often kept secret.
Some, like the Metropolitan Club, have been around for over 100 years, cater to old money, and have strict membership requirements.
Others are much newer and cater to a different breed of wealthy New Yorkers. They are also more "democratic" about their membership.
According to a recent New York Times profile of the Core Club, one such institution:
It is open to all — or at least, in an essential way, to all those in the top 1 percent of United States households: families with earnings the Tax Policy Center estimates will be $3,061,546 on average this year for a family of four, as well as those from an even more-elevated category that the nonpartisan, nonprofit group calls the “ultra rich.”
The estimated income this year for households occupying that particular niche — a mere 0.1 percent of all United States households — will be $13,719,746, according to the Tax Policy Center.
Old or new, these private clubs are places where the city's power players come to relax, talk business, and network.
Norwood opened its members-only doors in 2007 at 241 West 14th Street, with a supposed annual membership fee of around $1,000, and annual dues of $750. Joining this place is not so much about how much money you can dish out (fees are low relative to other clubs in the city), but more who you are and who you know.
"It's limited to creative types" who are recommended from the inside, says one member. Norwood has a restaurant, three lounge bars, a 45-seat screening room and event space, as well as a private dining room for up to 24 people. And a walled garden.
The Yale Club is a private spot at 44th Street and Vanderbilt Avenue for alumni and faculty of the New Haven university. The 22-story clubhouse is the largest in the world.
Though membership is restricted to alumni, faculty, and full-time graduate students, the club also offers legacy admission to Yale-affiliated members' children and grandchildren. With over 11,000 members worldwide, this place is a serious networking epicenter.
Membership at the Core Club, five floors in a nondescript building at 66 East 55th Street, is pretty exclusive and will set you back around $50,000 for the initiation fee. After that it's about $15,000 annually. This is all once you've been invited, that is.
The Core Club was started in 2005 by Jennie Saunders, with over 100 founding members putting in $100,000 each. These included venture capitalist Vivi Nevo, Blackstone Group chairman Stephen Schwarzman, and developer Aby Rosen and his wife, Samantha Boardman. Members have included Harvey Weinstein, William Lauder, Ron Burkle, Bill Clinton, and fashion designer Tory Burch, according to Page Six Magazine.
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