How To Survive College

By Rachel Cruze

For a lot of high school students, a graduation ceremony is a proud moment?and it should be. Twelve years of studying, taking tests, and attending class finally pay off.

In the crowd, parents, grandparents, aunts, uncles and family friends all look on with a smile as these new high school graduates stroll across the stage, accept their diploma, and begin their new lives.

For most, college is the next step, and the future is bright. That?s the good news. The bad news is that too many students step on to a college campus without a clue about how to handle money.

Moving away to college is the first time that many students will experience living on their own. Unfortunately, managing money and the cost of living isn?t even on their radar. Instead, they are imagining how to decorate their dorm room or which fraternity they are going to join. This lack of knowledge and preparation can cause huge problems when they can?t pay a bill that?s due or when emergencies happen (which they will). Students go to the one thing they truly believe is a solution: debt. Why? Because no one has shown them a different way.

To make a bad situation worse, credit card companies take advantage of this lack of knowledge by making college students?especially incoming college freshmen?their target audience. The ?normal? college student enrolls without any debt and graduates with over $27,000 in debt and an empty bank account. The college-bound kids you know will more than likely fall into this trap of ?normal? unless you arm them now before it?s too late! They don?t realize that the decisions they will make in the next four years can affect them for the next 40 years.

Having just graduated from college a few years ago, I know the pressures that college students face. I was bombarded by the credit card offers. I was right there in the trenches with every other student, seeing the struggles they face. So for the last year, I?ve been working with my dad, Dave Ramsey, and our team to start a movement by talking to my generation about money and debt.

For so long, people have been coming up to me saying, ?I wish I would have known this stuff when I was in college.? Do you feel the same way? Don?t you wish someone sat down with you and stressed the importance of living on a budget, staying away from credit cards, picking the right friends, and even the importance of giving your time and money?

I am so excited about this new project that addresses those exact things! The Graduate?s Survival Guide was created just for high school grads to empower them with practical how-tos for navigating through daily college life. It includes an in-depth Q&A book and a four-part DVD that will feature me and my good friends, Jon Acuff and Christy Brown, as we talk about what students can expect and how to be prepared.

Give the college students you know a little ?preventative medicine? now so they won?t have to deal with the disease of debt later. Get The Graduate?s Survival Guide and confidently send them off to college!

Learn how you can book Rachel, Jon or Christy to speak to your high school or college group.

Powered By WizardRSS.com | Full Text Feed | Amazon AffiliateHud Settlement Statement

Source: http://www.daveramsey.com/article/how-to-survive-college/lifeandmoney_kidsandmoney

credit card debt forgiveness credit card debt in america credit card debt law credit card debt services

When you need a credit card

One time I lived in the United States, where I had a friend in general she was trying to draw a valid credit card about a few years. But the fact that she was coming, prevented banks somehow to trust her, in general, no one wanted to give her a loan, even the most insignificant [...]

Source: http://www.legaldebthelponline.com/2011/04/27/when-you-need-a-credit-card/

debt counseling corp debt definition debt dispute letter debt elimination calculator

Filing For Bankruptcy Is Easy - But Should You Do It?

[WizardRSS: unable to retrieve full-text content]

Filing for bankruptcy is easy to do. And if you listen to many of the infomercials on early morning TV, it is probably what you should do. But is it the right thing for you?

Powered By WizardRSS.com | Full Text Feed | Amazon AffiliateHud Settlement Statement

Source: http://ezinearticles.com/6216906

debt settlement usa debt shield debt stoppers debt to income ratio calculator

Filing For Bankruptcy Is Easy - But Should You Do It?

[WizardRSS: unable to retrieve full-text content]

Filing for bankruptcy is easy to do. And if you listen to many of the infomercials on early morning TV, it is probably what you should do. But is it the right thing for you?

Powered By WizardRSS.com | Full Text Feed | Amazon AffiliateHud Settlement Statement

Source: http://ezinearticles.com/6216906

consumer debt collection consumer debt relief consumer debt settlement consumer debt solutions

5 Easy Steps To Improve Your Credit Score

[WizardRSS: unable to retrieve full-text content]

There are currently 42 million Americans that have a lower than a 620 credit score, if you fall under this category you might want to give some serious consideration into improving your overall credit rating. If you're thinking about purchasing a vehicle, boat or home your credit score is going to be a very important number and you're going to want it above 620.

Powered By WizardRSS.com | Full Text Feed | Amazon AffiliateHud Settlement Statement

Source: http://ezinearticles.com/6211599

consumer debt collection consumer debt relief consumer debt settlement consumer debt solutions

7 Top Tips On How To Save Money

[WizardRSS: unable to retrieve full-text content]

Are you one of the many people struggling to make ends meet during this economic recession? If so here are some tips on how to award yourself a pay rise by creating extra funds simply by reducing on unnecessary items.

Powered By WizardRSS.com | Full Text Feed | Amazon AffiliateHud Settlement Statement

Source: http://ezinearticles.com/6214733

debt recovery solutions debt recovery uk debt reduction calculator debt reduction companies

Pandora Streams Into Nearly $1 Billion Valuation

Apart from the products availability over the Internet, Pandora has also launched apps available on Apple?s iPhone, Research in Motion?s BlackBerry and other smartphones operating on Google?s Android OS. Pandora has also developed relationships with auto manufacturers like Ford and BMW.

Source: http://blogs.forbes.com/greatspeculations/2011/04/27/pandora-streams-into-nearly-1-billion-valuation/

debt arbitration debt clearance debt collection agencies uk debt collection attorney

Apple Rides Smooth Supply Chain To $430

Apple continues to show faster growth in the smartphone market than competitors Research in Motion, Nokia and Motorola Mobility. We have updated the Trefis price estimate for Apple stock from $420 to $430, in part due to better than expected iPhone sales. Our price estimate stands roughly 20% above market price.

Source: http://blogs.forbes.com/greatspeculations/2011/04/27/apple-rides-smooth-supply-chain-to-430/

federal debt consolidation freedom debt relief scam get debt help government debt consolidation loans