The house sits on .8 acres of land. The current owners did extensive renovations on the home and added a gourmet eat-in kitchen, an addition to the family room, spa-like baths, and a recreation room.
Welcome to Grand Manor.
The outside terraces are lovely and have great brick work.
The entry way has beautiful wood floors. The walls have half-wood paneling.
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There?s nothing like Christmas! The chill in the air, the lights, the songs, the smells of special holiday treats and memories of happy Christmases past all do their part to sweep us into the Christmas spirit.
As you soak up the traditions and togetherness, it?s also important to keep an eye to the future. Investors, we?re talking to you! Don?t be tempted to use your investing budget to spurge on shopping.
Stay Focused
It may sound harmless, but diverting your investing funds ?just this month? can have a huge impact years down the line at retirement. Let?s say you planned to invest $6,000 this year?that?s $500 per month. If you decide to skip investing this month and buy an iPad with your $500 instead, that will erase about $15,000 from your retirement fund 30 years from now. While that may not keep you from putting food on the table, it?s a significant chunk of change for an item you can probably do without.
And even though you say you?ll do it ?just this month,? giving yourself permission to spend your investing money is a slippery slope. It can easily become a costly habit. If you skip investing every Christmas for 30 years, that could reduce your retirement fund by $135,000!
No one wants you to enjoy and be generous at Christmastime more than we do. You?ve worked hard to get to Baby Step 4, so you?ve earned the right to splurge a bit. Just be sure to budget your splurge and stay disciplined about investing. It?s a commitment you won?t be sorry you made!
Stay on Track With Expert Advice
Make the most of your investing dollars and work with an expert with the heart of a teacher. Dave?s investing Endorsed Local Providers (ELPs) are investing professionals who will keep you on track and give you the same great advice Dave would. Contact your ELP today!
government policies can successfully steer growth, this should propel the two most populous countries in the world, China and India, to become the largest economies in future decades. According to the OECD, on a 2005 purchasing power parity basis, the combined GDP of China and India will soon surpass that of the G-7 countries.
The ad agency business produced a fine crop of mustaches for Movember this year. Admen are prime targets for the monthlong cancer awareness effort, of course: It's a visually appealing stunt; hipsters love them; and it's all for a good cause (the Prostate Cancer Foundation and the Livestrong Foundation).
Ad agencies DDB, Saatchi LA, 72andSunny, Big Spaceship, Tribal DDB, Pereira & O'Dell, Mono, Team One, and Aegis Media sent us these photos of their staffers' end-of-the-month results.
We're sure you'll agree, it's impressive stuff.
But now it's December, the lads are all free to get their upper lips back. If they want them.
From Big Spaceship: Tyson Damman - Design Director; Rick Disick - Chief Financial Officer; Mark Pollard - VP, Brand Strategy; Nathan Adkisson - Strategist.
Colin Lapin - Associate Creative Director, DDB
At Mono: Mike Haeg, creative; Charlie Hield, digital specialist; Jurene Fremstad, strategic planning director; and Jeffrey Gorder, director of business development
For Andre Lee, it isn't about giving up but about changing his perspective. While he believes he's innocent, not everyone will share his views. He knows he needs to realize that and accept he cannot change the way people see his situation.
Michael Sanders claims the police abused him before coercing him into copping to a murder and a rape he didn't commit.
Christopher Dwight Lyons knew it was "not exactly right" to sell knock-offs manufactured in China, but he never dreamed he'd go to prison for it.
If you're familiar with Malcolm Gladwell's "Blink", then you're aware of the Warren Harding Effect, which suggests most powerful people are tall, which gives them an advantage in business.
Gladwell found that most male CEOs were a shade under six feet.
Though women executives aren't as well studied, American women are 5'4" on average.
"Most of us, in ways that we are not entirely aware of, automatically associate leadership ability with imposing physical stature," Gladwell says. "We have a sense, in our minds, of what a leader is supposed to look like, and that stereotype is so powerful that when someone fits it, we simply become blind to other considerations."
Now, in the tech world, CEOs come in all shapes and sizes. Facebook CEO Mark Zuckerberg, for example, is 5' 9".
But there are a handful of powerful people in tech who meet or surpass Gladwell's perfect CEO height. They're the kind of people that command your presence the moment they walk in the room, aided by the fact that they tower over everyone else.
After a few personal encounters with surprisingly tall executives, we were curious how Gladwell's tall theory held up in tech. So we took their measure—on Google, Twitter, and Quora.
From a black hole bonanza to the devastating hurricane Sandy, November's been full of amazing stories — take a glace through our favorite stories and images from the month to see what you missed.
Combining 20 years of research and multiple techniques researchers found the most accurate measurements of ice sheet loss in Greenland and Antarctica.
The discovery of huge amounts of water ice and possible organic compounds on the heat-blasted planet Mercury suggests that the raw materials necessary for life as we know it may be common throughout the solar system, researchers say.
Mercury likely harbors between 100 billion and 1 trillion metric tons of water ice in permanently shadowed areas near its poles, scientists analyzing data from NASA's Messenger spacecraft announced Thursday (Nov. 29).
Life on sun-scorched Mercury remains an extreme longshot, the researchers stressed, but the new results should still put a spring in the step of astrobiologists around the world.
"The more we examine the solar system, the more we realize it's a soggy place," Jim Green, the director of NASA's Planetary Science Division, said during a press conference today.
"And that's really quite exciting, because that means the amount of water that we have here on Earth — that was not only inherent when it was originally formed but probably brought here — that water and other volatiles were brought to many other places in the solar system," Green added. "So it really bodes well for us to continue on the exploration, following the water and its signs throughout the solar system." [Latest Mercury Photos from Messenger]
Organics, too?
The observations by Messenger, which has been orbiting Mercury since March 2011, provide compelling evidence that reflective patches first spotted near the planet's poles by the Arecibo radio telescope in Puerto Rico two decades ago are indeed water ice, researchers said.
In the coldest parts of Mercury — permanently shadowed regions where temperatures drop to perhaps minus 370 degrees Fahrenheit (minus 223 degrees Celsius) — this ice can lie bare and exposed. But Messenger's data also show that much more frozen water is found in slightly warmer areas, buried beneath a strange dark material that acts as an insulator.
This dark stuff is likely a mixture of complex organic compounds, the carbon-containing building blocks of life as we know it, researchers said during Thursday's news conference.
"This organic material may be the same type of organic material that ultimately gave rise to life on Earth," said Messenger participating scientist David Paige of UCLA.
Helping scientists read the book of life
Mercury probably acquired much of its water and organic material the same way Earth did, researchers said — via comet impacts and asteroid strikes. Ice and organics are common on the frigid bodies in the solar system's outer reaches.
"There's a lot of water out there, as there is a lot of water around other stars, but at substantial distance," said Messenger principal investigator Sean Solomon, of Columbia University's Lamont-Doherty Earth Observatory.
With its ultra-thin atmosphere and proximity to the sun, Mercury is probably not a good bet to host life as we know it. But finding ice and organics there should still inform the hunt for organisms beyond Earth and aid scientists' quest to learn more about how life took root on our planet.
"The history of life begins with the delivery to some home object of water and of the building blocks, the organic building blocks, that must undergo some kind of chemistry, which we still don't understand on our own planet," Solomon said.
"And so Mercury is becoming an object of astrobiological interest, where it wasn't much of one before," Solomon added. "That's not say to say that we expect to find any lifeforms — I don't think anybody on this table does — but in terms of the book of life, there are some early chapters, and Mercury may indeed inform us about what's in those chapters."