A Mortgage Refinance in Retirement - Good Idea or Bad?

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Interest rates today are lower than anyone can ever remember having seen before. At no time has a mortgage refinance made so much sense - especially for people over 55 who may be looking at their anemic retirement savings and hoping for a way to get it back into shape. For people to take up something as huge as a mortgage refinance close to retirement has always been considered a terrible move.

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