Broadcom?s Future Look Bright Heading Into Earnings

Owing to seasonal factors and macro weakness, the company estimates a slight decline in its revenue. Though Broadcom?s growth slowed down in 2012 due to macro headwinds, we forecast a higher growth rate 2013 onward.

Source: http://www.forbes.com/sites/greatspeculations/2013/01/25/broadcoms-future-look-bright-heading-into-earnings/

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Strongly Bullish Winter Seasonality Lifts Stocks Again

It never ceases to amaze me how background conditions work out to continue the long history of the market making most of its gains each year in the winter months and when there is a correction of any degree it almost always takes place in the unfavorable season between May and November.

Source: http://www.forbes.com/sites/greatspeculations/2013/01/25/strongly-bullish-winter-seasonality-lifts-stocks-again/

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13 Cool Ways Brands Have Started To Use The Latest Social Media Craze, Vine

ijustine vine

Vine is a startup that was acquired by Twitter before it even launched.

It's a mobile app that makes it easy to create and share animated GIFs. Since the acquisition was announced, a lot of people have started to play with the app, including a few big name brands and media organizations.

Need some inspiration before making your first Vine? Check out 13 interesting ways big brands are getting attention with the app.

Urban Outfitters was the first brand to make a Vine. It was smart and took a video of puppies.

iJustine appeared to be scared of a mouse.

Gap zoomed through a few decades worth of ads in just a few seconds.

See the rest of the story at Business Insider

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Source: http://feedproxy.google.com/~r/businessinsider/~3/t1A1C_kxVsk/13-cool-ways-brands-have-started-to-use-the-latest-social-media-craze-vine-2013-1

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Broadcom?s Future Look Bright Heading Into Earnings

Owing to seasonal factors and macro weakness, the company estimates a slight decline in its revenue. Though Broadcom?s growth slowed down in 2012 due to macro headwinds, we forecast a higher growth rate 2013 onward.

Source: http://www.forbes.com/sites/greatspeculations/2013/01/25/broadcoms-future-look-bright-heading-into-earnings/

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If You?re Looking For An iPhone 5, Consider Going No-Contract

If you’re looking for an iPhone 5, do you want to pay an extra $450 now, or an extra $1000 over the next two years? Buying an unlocked phone and using a no-contract carrier can give you sticker shock initially, but you can save quite a bit of money in the long run. Our number-crunching colleagues down the hall at … [More]

Source: http://consumerist.com/2013/01/25/if-youre-looking-for-an-iphone-5-consider-going-no-contract/

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6 Habits of Confident Retirees

Most folks today have a low opinion of their retirement prospects. Few actually believe they?ll be able to retire before they?re 80, and even then they expect to work to supplement their retirement income. Another sad statistic: Approximately 75% of people in their 40s are actually more afraid of outliving their savings than they are of death!

In the midst of all this pessimism, there are many retirees who are confident that they have saved enough to live out their retirement comfortably. Why is their outlook so different? It isn?t that they know something most people don?t. It?s that they?ve taken action in ways most people never do.

Real-World Retirement Advice

A recent survey of more than 1,000 retired 401(k) participants identified six specific actions these confident retirees took as they saved for retirement.

  • 90% increased their 401(k) contributions when they were able.
  • 87% made the most of their 401(k) plan.
  • 84% estimated their retirement income needs before they retired.
  • 83% reviewed their retirement strategy on a regular basis.
  • 77% enrolled in their retirement savings plan early in their careers.
  • 73% saved the maximum about of money permitted by their 401(k) plan.

Boil it all down, and this is what you get: Save as much as you can for as long as you can, and be involved in selecting and monitoring your investments. It?s advice we?ve heard?and given before. And as these real-world retirees can confirm, it?s advice that works.

You Have the Power

The study points out that it?s hard to be confident about retirement when you?re not saving for retirement. That may sound obvious, but how many people do you know who worry about having enough money to retire but then admit that they don?t have a plan to save that money?

If you?re one of those people, you need to understand that your actions have more influence over your retirement success than taxes, stock market performance or nearly any other factor. Simply increasing the amount you save can result in a better retirement than almost any other action you can take.

Start Saving Today!

It?s a lot of pressure to know that the outcome of your retirement savings plan rests so heavily on your shoulders. That?s why it is important to work with an experienced investing advisor you trust to help you create a plan and implement it.

One of Dave?s investing Endorsed Local Providers (ELPs) will answer your questions and help you get started on a retirement savings plan you can follow through on. Contact your ELP today!

Powered By WizardRSS.com | Full Text RSS Feed | Amazon Plugin Wordpress | Android Forums | Wordpress Tutorials

Source: http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing

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Fighting Unsecured Debt * The Top Methods Of Take Away A Person?s Unsecured Debt

When we finally contend with a aftereffects and then tension connected with pacificdebt.com|pacificdebt consolidation|pacificdebt|pacificdebt loansfinancial obligation, we’re feeling rather by itself and sometimes displaced. Really a lot more people contend with this approach exact predicament when compared with some of us discover, along with realism, we aren’t by itself in the least. You’re able to [...]

The post Fighting Unsecured Debt * The Top Methods Of Take Away A Person’s Unsecured Debt appeared first on legal debt help online.

Source: http://www.legaldebthelponline.com/2012/07/01/fighting-unsecured-debt-the-top-methods-of-take-away-a-persons-unsecured-debt/

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6 Habits of Confident Retirees

Most folks today have a low opinion of their retirement prospects. Few actually believe they?ll be able to retire before they?re 80, and even then they expect to work to supplement their retirement income. Another sad statistic: Approximately 75% of people in their 40s are actually more afraid of outliving their savings than they are of death!

In the midst of all this pessimism, there are many retirees who are confident that they have saved enough to live out their retirement comfortably. Why is their outlook so different? It isn?t that they know something most people don?t. It?s that they?ve taken action in ways most people never do.

Real-World Retirement Advice

A recent survey of more than 1,000 retired 401(k) participants identified six specific actions these confident retirees took as they saved for retirement.

  • 90% increased their 401(k) contributions when they were able.
  • 87% made the most of their 401(k) plan.
  • 84% estimated their retirement income needs before they retired.
  • 83% reviewed their retirement strategy on a regular basis.
  • 77% enrolled in their retirement savings plan early in their careers.
  • 73% saved the maximum about of money permitted by their 401(k) plan.

Boil it all down, and this is what you get: Save as much as you can for as long as you can, and be involved in selecting and monitoring your investments. It?s advice we?ve heard?and given before. And as these real-world retirees can confirm, it?s advice that works.

You Have the Power

The study points out that it?s hard to be confident about retirement when you?re not saving for retirement. That may sound obvious, but how many people do you know who worry about having enough money to retire but then admit that they don?t have a plan to save that money?

If you?re one of those people, you need to understand that your actions have more influence over your retirement success than taxes, stock market performance or nearly any other factor. Simply increasing the amount you save can result in a better retirement than almost any other action you can take.

Start Saving Today!

It?s a lot of pressure to know that the outcome of your retirement savings plan rests so heavily on your shoulders. That?s why it is important to work with an experienced investing advisor you trust to help you create a plan and implement it.

One of Dave?s investing Endorsed Local Providers (ELPs) will answer your questions and help you get started on a retirement savings plan you can follow through on. Contact your ELP today!

Powered By WizardRSS.com | Full Text RSS Feed | Amazon Plugin Wordpress | Android Forums | Wordpress Tutorials

Source: http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing

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Russian Parliament Backs 'Anti-Gay' Bill

Russia protesters anti-gay bill

Russia's parliament gave initial backing Friday to a controversial bill banning homosexual "propaganda" among minors that could lead to gays being fined for demonstrating or kissing in public.

The vote on the first reading was to be held only hours after at least 20 mostly young opponents of the bill were detained by riot police during a "kiss-in protest" outside the State Duma lower house building.

In the first of three readings, the Duma backed the measure with 388 votes in favour, one against and one abstention after a brief debate.

The strict measure is based on local laws passed in President Vladimir Putin's native city of Saint Petersburg and in several other Russian regions.

The push to agree the law on a federal level has dismayed rights activists who see the legislation in the latest in a sequence of repressive legislation against civil society to be debated by parliament.

But the Duma's family affairs committee chair Yelena Mizulina said she backed a nationwide law that "protected minors from the consequences of homosexuality."

"The unbridled propaganda of homosexuality anywhere you look effectively limits the child's right to free development," said Mizulina in televised comments to journalists ahead of the bill reading.

Her comments came moments after a group of opponents held a prolonged and proud embraces with same-sex partners in open defiance of the bill. It was their third such action outside the Duma in a week and once again ended with police action.

Witnesses said officers detained 20 supporters and opponents of the bill as small scuffles broke outside the parliament building.

Homosexuality was only decriminalised in Russia after the end of the Soviet era and top officials continue to express homophobic views in public.

Russia's leaders repeatedly refer to gays in official language as "people of a non-traditional sexual orientation".

The Moscow authorities have roughly suppressed attempts to stage gay rights parades over the past seven years. A 2010 survey by the Levada Centre found that 74 percent of respondents thought homosexuality was either "immoral" or "mentally deficient".

The bill in its current form prohibits "the propaganda of homosexual behaviour among minors". Activists worry that the vague wording could lead to gays being fined for demonstrating or even holding hands in public.

It also sets out fines for violations of up to 5,000 rubles ($165) for individuals and up to 50,000 rubles for officials.

Legal entities such as businesses or schools would be fined up to 500,000 rubles ($16,500).

"The very fact that Russia in 2013 is discussing the possibility of banning the 'propaganda of homosexuality' is in itself the harshest of blows against our own prospects," Andrei Babitsky, an editor of Esquire Russia wrote in a commentary for the Vedomosti business daily.

"It is hard to imagine a single issue that so clearly distinguishes between modernity and the Middle Ages," he added.

The introduction of a local law in Saint Petersburg last year led to a boycott of the former imperial capital by international gay rights groups and a series of fines against couples who appeared in public kissing or holding hands.

The ruling party's law formally aims to shield Russians aged up to 18 from what its authors view as the spread of dangerous ideas on freedoms by Western-backed advocates and new social media.

United Russia has enough votes in the lower house to pass any piece of legislation on its own without consulting the other parties. But Communists and other lawmakers have also expressed sympathy with the draft.

Russian state television said that members of Russia's gay and lesbian community would be invited to attend the key second hearing that is likely to be held within the next few weeks.

Draft laws move from the Duma to the upper house for a single vote before reaching Putin's desk.

SEE ALSO: Putin Says Shame On The Western World

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Source: http://feedproxy.google.com/~r/businessinsider/~3/ulgdV7OVJpU/russian-parliament-backs-anti-gay-bill-2013-1

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