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The National Rifle Association has come under fire once again this week, this time over its published enemies list, a bizarre lineup of more than 300 celebrities and groups who, at one time or another, have expressed opinions that differ from the pro-gun lobbying organization.
Although there are some obvious names on the list, others — including several long-forgotten celebrities and athletes — are a complete mystery.
Here are the strangest fights the NRA has picked.
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Best Credit Card Consolidation Companies Opting for a debt consolidation can be a great solution if you are looking for a way to settle your debts, get lower monthly payments or maybe low interest rates. Don’t just sign any documents without reading and understanding the terms. Be sure you have read every clause and you [...]
The post The Cost Of Debt Consolidation appeared first on legal debt help online.
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The number one complaint I always have with McDonald’s is that I just don’t feel fancy enough. Where’s the white linen, the gleaming silver, the deferential waiter? I’m not alone, as a McDonald’s in Australia has been given the go-ahead by the company to try out a more formal service style for five weeks. That means the option for plates, … [More]
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The joke in Greenland these days is how appropriate it is that the name of the state's capital is Nuuk, is now that the country is considering opening up its uranium deposits for development.
Denmark's Politiken via Presseurop reports that thanks to global warming, Greenland's icy surface is melting away, and many believe it's too poor to refuse the opportunity. The country sits on top of the fifth-largest uranium deposit in the world.
Revenues from fishing are falling, and so are grants from Denmark (which controls Greenland), which is forcing the Greenlanders to experiment. Few who do not know Greenland can grasp the extent of the poverty there.
Chinese and South Korean firms, as well as Alcoa, have already begun circling the landmass.
"Chinese companies don't need to rush," Su Jianjing, a Chinese national working for the Copenhagen law firm Bech-Bruun, told Caixin. "They can first let Alcoa charge to the front" by introducing large-scale Chinese labor to Greenland."
Since 2009, Greenland has enjoyed greater autonomy to manage its natural resources itself. But with that autonomy came the end of millions in subsidies from Copenhagen. "It is difficult to live from prawns alone. That is why uranium has become so interesting," Brussels-based De Standaard explains.
The plan has Irked some environmentalists. And technically, the Danish parliament would still have to approve a final decision.
But a majority in the Danish parliament is prepared for the first time to repeal Denmark’s nominal zero-tolerance policy on the radioactive metal, according to Euractiv.
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Some people think that using prepaid cards can help them build or restore their credit.It's a myth. Unlike traditional credit cards, prepaid cards are not linked to Social Security numbers, nor is your use of them reported to the credit agencies. The Consumer Financial Protection Bureau recently released a study that found credit card usage is the single most important factor in a person's credit report.
It's more accurate to say that using a prepaid won't damage your credit. That's because of the built-in restrictions on spending and the fact that a prepaid card's usage isn't reported to the credit agencies.
A Prepaid Card Is Not a Secured Card
Before this newest version of plastic arrived on the scene, the phrase "prepaid card" often referred to a card backed by a secured line of credit -- a "secured credit card." Secured credit cards were designed to help people with bad or no credit histories build or repair them, and those cards still serve that purpose. A person with poor credit makes a deposit with the bank, which is held in reserve (like a security deposit). The bank then issues a line of credit equal to the amount held and a piece of plastic emblazoned with the bank's name. The bank reports information about the account (available credit limit, payment history) to the credit reporting agencies.
The result: Banks take relatively little risk; customers can prove their creditworthiness, and ultimately become credit cardholders in good standing.
Credit Card Training Wheels
Although prepaid cards won't help build credit, for a person interested in gaining control over his or her spending, they can be an effective tool for helping to develop healthy money management habits. And with several prepaid cards now offering online money management options, tracking your spending with a prepaid card can be easier than tracking cash transactions.
Says Lauren Francis of Chase (JPM), which issues the Liquid prepaid card: "Chase Liquid customers have full control over their spending because they generally can spend only what they deposited."
But prepaid cards are not without significant drawbacks. Their popularity has outpaced the regulations that govern them, and as a result, prepaid remains largely the Wild West of credit cards. Fees vary widely.
If You Want to Build Credit...
Individuals with poor credit wishing to repair it have options beyond applying for a traditional credit card.
A secured credit card or a low-limit credit card with a local store or a gas station are both great first steps. Also, many utility companies and cellphone providers report payment information to credit bureaus, and consistent on-time payment can help build credit. Although they are not required to report your activity to the credit bureaus, you can request that they do.
Everyone, regardless of credit status, should regularly obtain free copies of their credit report through the three credit bureaus (via AnnualCreditReport.com), and monitor the reports for mistakes. While there are several legitimate credit-monitoring services available, beware of accidentally signing up for an ongoing service when requesting a free credit report.
Motley Fool contributor Molly McCluskey (@MollyEMcCluskey) does not own shares in any of the companies mentioned, or in any credit-monitoring services. The Motley Fool owns shares of JPMorgan Chase & Co.
Source: http://dailyfinance.com/2013/02/05/prepaid-cards-credit-score-repair-mistake/
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A tsunami watch is in effect in Australia, New Zealand, and other places in the South Pacific after an 8.0-magnitude earthquake struck near the Solomon Islands, the U.S. Geological Survey is reporting.
The strong quake hit in the Santa Cruz islands, a group of islands to the southeast of the Solomon Islands Chain. It struck 50 miles west of Lata, a provincial capital in the Solomon Islands, at a shallow depth of 5.8 kilometers, the AP reports.
Shortly after the earthquake, a three-foot tsunami wave was recorded at Lata Wharf, near the quake's epicenter, according to an update from the Pacific Tsunami Warning Center.
Several aftershocks have also been recorded in the region,including a 6.4-magnitude quake, according to the USGS.
The Solomon Islands, Vanuatu, Nauru, Papua New Guinea, Tuvalu, New Caledonia, Kosrae, Fiji, Kiribati, and Wallis and Futuna are currently under a tsunami warning, according to the PTWC.
A tsunami watch is in effect for New Zealand, American Samoa, Tonga, Australia, the Marshall Islands, Guam, and other islands in the region.
The government of New Zealand has issued a potential threat for several areas, including North Cape, Auckland West, East Cape, Gisborne, Auckland East, New Plymouth, and Wellington while officials assess the situation.
Officials in Hawaii said that there was no threat of a tsunami to the state, according to the Pacific Tsunami Center. And Japan's meteorological agency said it did not expect to issue a warning, according to AlertNet.
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