The Pros and Cons of Credit Counseling

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The Labor Department just reported a 3rd straight month of an increase in the unemployment rate, which as of July 8th, 2011 is at 9.2%. That has some economist, and consumers concerned and predicting that we're still not out of our economic slump. Credit counseling has grown in popularity over the course of the past 10 years, and is becoming increasingly popular as an alternative to bankruptcy and other hard core debt solutions like debt settlement. There are some considerations before you enroll in any credit counseling program and you should consider some of the following before you go into credit counseling.

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