The Psychology of Bad Credit

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The mindset of damaging our credit can be attributed in many cases to the same basic nature found in many self-destructive tendencies, and many of these have a basis in psychological addictive behavior disorders. Knowing that we are surpassing our limits by overextending ourselves is in many ways the same as the alcoholic thinking that the first drink will be all right, or the gambler going for one more big hand of cards or one more big roll of the dice. In fact, society as a whole has taken on the overall viewpoint of wanting more, to the point that it becomes akin to an addictive personality.

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