What Is IVA?
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An IVA (Individual Voluntary Arrangement) is a government backed program that seeks to help individuals with serious debt problems. So what is Iva? An IVA is a legally binding document that allows borrowers to make periodic but affordable repayments to their creditors and at the same time protects them from facing legal proceedings or bankruptcySource: http://ezinearticles.com/6709932
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